Holy crap that's a lot of $$$, especially with only have a $1,000 deductible.

tell me about it mate. i mean i do have that one ticket, but that was a year and a half ago, i havent been ticketed since.

How do they expect people my age to have decent cars AND pay for insurance? i dont even have a F-body, i have a f'n V8 Jeep for chrissakes.

look forward to having cops pull you over all the time asking you what your doing around here and why you have out of state plates. i get it all the time. one cop pulled me over to tell me to go back to NY. i thought it was hilarious :lol:

no one ever bugged me in florida for having jersey lisence plate. :shrug:

how long were you there? florida is more of tourist state as well

about a year

hmmm i guess its just me :shrug:

i guess im kinda late to join the party, but congrats on the lower rate liz!

My insurance did the same thing when i had was with them for 3 years, then again at 5 years. I think my next insurance drop will come when I'm 25, then maybe i'll be able to afford full coverage... and maybe even a vehicle that deserves full coverage.

NJ still needs auto insurance reform, its a joke here.

1337jeeper, if you get a ticket with points, those points stay on your insurance driving record for 3 years from the time you were "convicted"/paid the fine, and it will be factored into your rates every year you renew. depending on the timing/date of the ticket paid and when your policy renews, it may overlap so youll actually be paying for the points for 4 years. I think companys like geico check 5 years back when writing a policy so some insurance companys may hold points longer, but i think 3 years is the average.

i'm down to only 2 points on my insurance from a speeding ticket i got in VA in jan 2004. jan 2007 it will be gone, BUT my policy renews in 9/2006, so it wont show a decrease in my policy till 9/2007.

you're telling me
they pulled me over the first day of school when i pulled out of the highschool lot but waited until i was half-way up the hill to catch up to me... past the middle school (1/4-1/2 mile away)

then exactly a week later they pulled me over on franklin tpke. (female cop, only one in town) she pulls out in front of me & stops in the middle of the road. then proceeds to tell me that i was going so fast when i slowed she heard my tires squeal.

you stop in front of me in a 35 & ask why my tires squeal... hmm...

i hate mahwah cops.