I need a new credit card...
 

My current card isnt doing enough for me, ive had it since i was 16 and realize it sucks, so im shopping around for a new one
At the moment, whats a good card to have? considering the following:

1. i wont ever make a late payment
2. i wont ever not pay it off completely that month
3. i would like a card that gives me something back, but i know nothing about rewards/points etc.
4. no annual fee

so what cards do you guys have and do they meet these stips?

i like my gm mastercard you get points or cash back you can set it up how you want.

Discover offers cash back. AAA Visa (through Bank of America) offers gasoline rebates.

I have a Chase Rewards card that offers points towards rewards or cash back, and you can choose which one you want, and switch anytime you want.

The GM card is good if you think that there is a new GM car in your future at some point, as you earn GM points that you can trade for cash off of a new car purchase.

Citi has a Driver's Edge card that will allow you to earn points towards any car purchase, new or used. You just have to give them a copy of a bill of sale, and they will cut you a check for the points that you have earned.

There are tons of options out there......

- Justin

Anything must be better than my Crapitol One card

how do points and such like that work?...is it like a certain % goes back to you? or am i way off?

I love my Amex Blue but it can't be your only card. There are still too many places that don't take Amex.

my wife's chase card is pretyt good...6.9% fixed, no anal fee & 1% either cash back or towards a gift card.

I have a GM Mastercard and the way the points work is for every purchase, 3% goes towards a discount on any GM vehicle (new). or you can get 1% back for any new car, regardless of make.

My rewards card has points on it, it works by a simple principal. You spend one dollar you get one point :lol: And my cash back just gives you 5% or 1% back on purchases depending on where you bought them. It's pretty simple but the rewards are pretty sucky :shrug: