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-   -   just got my insurance bill (http://www.njfboa.org/forums/showthread.php?t=30112)

shane27 11-12-2007 12:14 PM

just got my insurance bill
 
for the hyundai, with just liability, 550.00 a year. :w00t:

DaSkinnyGuy 11-12-2007 12:29 PM

Very nice. Wish mine was nearly that low.

GP99GT 11-12-2007 12:56 PM

my mustangs about 600 a year...saturn is around a grand for some reason

ar0ck 11-12-2007 01:00 PM

Thats not to shabby. I pay $600 a year for the Z, and $500 a year for the Dime. Both have limited coverage though.

deadtrend1 11-12-2007 01:35 PM

full coverage on the silverado and liability on the 96 is $780 for 6 months.

Liability on the saturn is $264 for 6 months.
Full coverage on the bike is $480 a year i think.

All of them are through allstate and they gave me cheaper quotes then geico, and rider for the same amount of coverage.

jin1481 11-12-2007 03:37 PM

just got a quote for moving back to nj and my 6 month premium went from $658 in North Carolina to $2570 for 6 months in jersey...can that possibly be right

WildBillyT 11-12-2007 03:39 PM

Quote:

Originally Posted by jin1481 (Post 394835)
just got a quote for moving back to nj and my 6 month premium went from $658 in North Carolina to $2570 for 6 months in jersey...can that possibly be right

Yes.

How old are you?
Any points on your license?

BonzoHansen 11-12-2007 05:57 PM

Quote:

Originally Posted by WildBillyT (Post 394836)
Yes.

How old are you?
Any points on your license?

...and amount of coverage. Higher liability limits and lower deductibles cost more.

Tru2Chevy 11-12-2007 08:26 PM

Quote:

Originally Posted by jin1481 (Post 394835)
just got a quote for moving back to nj and my 6 month premium went from $658 in North Carolina to $2570 for 6 months in jersey...can that possibly be right

Think this has anything to do with it?

Quote:

Originally Posted by jin1481 (Post 376920)
My driving privilege has been revoked in North Carolina, does that effect my driving status in NJ? Also, my license is expired but being active duty military i have until 2 weeks after my End of Active Service to renew, I tried to renew my license today and they said I couldn't because of it being suspended in NC? Can I drive in New Jersey??


- Justin

bobb1589 11-13-2007 10:24 AM

mine is $0 :) thank you parents

jin1481 11-13-2007 06:18 PM

that does have a little to do with it but, $2000 difference because of the state?

Tru2Chevy 11-13-2007 06:47 PM

Quote:

Originally Posted by jin1481 (Post 395188)
that does have a little to do with it but, $2000 difference because of the state?

Insurance companies won't be expecting the safest driving from someone who has previously had their license suspended. And they will jack their rates way up to make sure they are covered.

There is also more than 6 times the amount of people (and as such, drivers on the road) in NJ than there is in NC, which raises the risk of accidents quite a bit:

NC - 165.24/sq MI
NJ - 1,134/sq MI

- Justin

NightRydaSS 11-13-2007 07:12 PM

Quote:

Originally Posted by jin1481 (Post 394835)
just got a quote for moving back to nj and my 6 month premium went from $658 in North Carolina to $2570 for 6 months in jersey...can that possibly be right

:shock:

:axe:

:hitfan:

426 Wedge 11-18-2007 08:05 AM

Insurance companies here love drivers who have points or probs with their license. They will make you pay for your mestyakes for a LOOOng time. Insurance companies pay out big money in lawsuits so you with bad driving records have to pay for it. Thats how it is. Be smart when you drive and don't take stupid chances and you will pay less for insurance. I got a lead foot too!

Blacdout96 11-18-2007 08:50 AM

what the hell insurance companies do you guys have!!???im paying 349 every 3 months for my camaro.

deadtrend1 11-18-2007 09:42 AM

Like I said, i got allstate on all 4 vehicles I have on the road

shane27 11-18-2007 09:58 AM

NJM

88FormulaChick 11-18-2007 10:04 AM

i pay close to $3000.00 on the WS6 for full coverage under my parents account. Before i wrecked it, i was paying about $1200.00 a year for minimal coverage under my own name. its rediculous. its over doubled since i wrecked it, repaired it, and got full coverage.

jin1481 11-19-2007 09:33 AM

i heard that you lose two points for every year with out a ticket, plus a driving course hopefully i will be looking at only having 2 points on my license

BonzoHansen 11-19-2007 09:48 AM

Quote:

Originally Posted by jin1481 (Post 396541)
i heard that you lose two points for every year with out a ticket,

That is at a state/dmv level. Insurance 'points' remain for like 39 months. However, many companies overlook just 2 at any given time.


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