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Insurance is a life safer when they cover stuff. I had a ambulance ride 2 miles from the doctors to the hospital for 525 dollars. Not covered by insurance. Even after i sent them the bill over and over againa dn called a gazillion times.

And thats not to mention all the hassles i had with cobra, and my old job's insurance denying payment on 75% of everything. Ugg ... Im glad its all over till I get hurt or sick next.

But like i said, why its all said and done, its great to have it.