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Originally Posted by ****OnWheels
We currently have NJM. Â*When I bought my car (brand new), it was $1600 a year, and has steadily decreased. Â*It's now $1200.
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If you're on your parents policy with NJM, they will give you your own policy provided you have a clean driving record with them for at least the last three years. That's how I have NJM (was on my parents policy, then got my own with them). I had my share of tickets and accidents when I was younger, and they always took great care of us.
Since we're talking rates - my wife's '03 Jeep Liberty with full coverage is $950 a year, and my '01 Jeep Cherokee is $960 a year with full coverage.