yeah the fender is the rear flap that holds the plate and reflectors, back in the late 80's and 90s, they were part of the undertail splashgaurd, now they are just bolted on because everyone takes them off right away, lol. for a good bike site, check out sportbike.net i used to go there under the name SmokingF4.
also almost all bikes since like 2002 now come with finished undertails(plastic cover under the seat section), rear hugger(black lower "mudflap", and solo seat cowls(cover for the pass. seat), back in the late 90's those parts would be like $600 in extras.
EDIT: website is
www.sportbikes.net