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Originally Posted by Savage_Messiah
Well NJM is out...
- All drivers must be free of any at-fault accidents, motor vehicle violations and/or license suspensions within the past three years.
- All of the automobiles on the policy must be registered or leased to you or your resident spouse and garaged at the application address
I got my permit 10/1002 and my license 10/10/03... I have 1 at-fault accident (april 4th 05), 1 suspension (October '05 for a whole 20 days), and... let's see... a total of 7 tickets, two of which were thrown out, one was a tint ticket, and only 2 of them carried points. I had a total of 4 points... took a DMV class lost 3 of them for a 1 yr probatiation ... had my accident, suspended for 20 days, probation re-started in early october. Since the summer have had 0 points on my license... insurance points are probably still there.
My dad has also gotten a couple tickets over the past few years.
And also, out garage can't even fit a car.
Gonna go check some other companies out online to see if I/we are even eligible... |
As far as I know, "garaged" does not mean in a physical garage. It's just the physical location that the cars "live" for lack of a better word. Thus, if you were to move out completely, you could not technically still maintain insurance on your parent's policy because your car is garaged elsewhere.