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Old 01-11-2007, 08:22 PM   #9
ryanfx
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you get a better credit score by paying off your card but retaining a balance on it. For instance:

If you have a credit card balance of 500 dollars and person A pays it off in 1 payment of 500, and another person pays it off in 3 payments of about 165 each payment, person B will have better credit.

The thing to keep in mind, good credit is NEVER free!
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