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Old 07-12-2007, 12:40 PM   #44
NightRydaSS
 
Join Date: Jul 2006
Posts: 513
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Quote:
Originally Posted by LS1Hawk View Post
I have Grundy insurance right now, and they specifically state in their policy that the car cannot be used for racing. They also don't allow you to use it to run errands, where it will have to be parked in a parking lot, or take it to work. They're not going to know if you do all this, but if the car is damaged at the track or stolen from a mall, you're not covered. I would assume most other collector insurance companies would be the same.

They do allow "pleasure" driving, which means driving the car for leisure, taking it to car shows. Grundy doesn't have a mileage limit. However, if you have NJ collector's registration, than you're limited to 3,000 miles regardless.
i don't think regular insurance "covers" you if you're racing at a track either. They migth "have to" if you're still financing it, but if it is paid off for some reason i don't think they would do it. correct me if im wrong tho...

That is fine; not to sound cocky but it isn't my driving im worried about. Not sayin im the worlds greatest driver, but it is the idiot that drops his cig in his lap while driving a 74 buick with 4 different shades of rust that slams into the back of me that i am worried about. I justify this way of thinking by sayin to myself; if ***** happens i have olny myself to blame. u kno?

if anyone else has any experience with any other companies that offer "agreed value" please let me kno what the restrictions are
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