[Pampered-Z]

Around the Philly/Trenton areas I think it's only slightly cheaper then NJ in that the various areas will have different cost of living, housing cost, taxes and such. But basically, the farther north and west you go the lower the cost of living. Likewise school districts vary from area to area.

But it sounds like you want to stay more central to NJ so PA may only be a bit cheaper then NJ , but you probably won’t see that much. I’m going to say for a moderate income, I’d guess the Levittown or N.E. Philly area are fair priced and will keep the commute reasonable, areas such as Yardley or Newtown are going to cost allot more to live in.

I live in Central PA (140 miles from Ewing), very country living, taxes are basically nothing, this is agricultural area, so no emissions testing at all, but in the near further they will at least be testing gas caps!

Throughout the state once you pass emissions, if you drive the car under 5,000 miles a year you are exempt from the sniffer, you just need a visual emissions inspection and you pay for just the sticker, no test. I think it's was around $40 for the test, and $10 for thicker, and $20 for safety inspection and $10 for the stick, so it's around $80 for the yearly inspection, 40 if your exempt. Because of where I live it's $22 for any car for inspection. I don't like tinited windows, so I have no clue about the laws?

I have 5 cars insurance thru NJM and pay just over $6,000 a year. I know I could get it cheaper, but I have full coverage and also the service I get with NJM is worth me paying a few extra dollars.