[alamantia]

Nj is a "no Fault" stste right? Does that mean no matter whos fault an accident is each parties own insurance pays for their own damages and if one driver feels th eother driver is at fault he or she must take that up privatly with a lawyer? What if you get hit from behind? Isnt it still automaticaly the other drivers insurance which picks up on it? I mean I have liabality insurance for something right?