[JerzyIroc]

i just got the same card like two days ago lol. A friend of mine has it and it actually helped his credit a lot. it went from a 510 to over 630 in a year.he also started with the same limit as us. 250 limit with that rediculous 179 initial charge. he did say that they didnt give him any more problem afterwards though. as long as the payments are done on time, especially if its done by a bank card, they dont have a reason to bust your balls. He was on time with all his payments as well as his other credit obligations. settled two accounts. that credit card was the only credit card he could get and like i said it helped. While i dont expect this to be the only thing to help my creidt, itll definatly be a great tool. hopefully it will be for you too