Will insurance go up? Most likely. Your insurance company will be glad to answer that for you. Some have a 1 time forgiveness thing... in which case you'd be better off just straight paying the 100 bucks. If they DONT however I would recommend pleading to "unsafe driving". It is a zero point offense however you will walk out of the court out $450.00 which may be cheaper than your insurance getting at you for the next couple years.
*insert legal mumbo jumbo here, don't listen to me im not a lawyer*
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2001 Trans Am M6 WS6 Black on Black...on Black
PaceSetter LT's, TSP catted Y,Borla catback, SLP lid
!CAGS, Eibach pro-kit, Bilstein shocks, 5% tint all around
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