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Old 03-11-2009, 09:53 PM   #11
NJSPEEDER
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Join Date: Jul 2004
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Look up the "Fair Debt Collection Act"

My current career is doing mortgage collections. There are a lot of rules, providing lists of causes and fees in print is a part of it. You are entitled to have copies produced of any original agreement that they are basing the claimed debt on.

It would also be good if you can produce the original information about when you called to turn down service to back up your end. Anything from the bank with the stop payment from the initial incident, phone records of when you made the calls to stop the charges, and anything else related that you can think of.

Have fun, sounds like a third party collector. If they call back, hit the record feature on your answering machine, inform them that to eliminate any confusion you are recording the conversation, and watch them squirm.
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