Yeah, to Bonzo's note, I would definitely recommend getting the additional coverage. I think the minimum liability in NJ is about $30K which isn't much when you factor in possible hospital bills caused by a wreck.
I just switched over to NJM and opted for $500K in liability. It was a tad less than I was paying with Geico for $35K liability.
Quote:
You are eligible to apply for auto coverage with NJM Insurance Group if you or your spouse are:
Currently employed by a member organization of the New Jersey Business & Industry Association; or
Currently employed by the State of New Jersey; or
The named insured or resident spouse on a current or previous NJM policy for Personal Auto or Homeowners; or
A current or previous operator of a vehicle insured under an NJM Personal Auto policy.
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Also, you and anyone who lives at your house should be free from moving violations for at least three years.
g
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2008 Mysterious Solstice GXP - teh hotness!
2002 Pewter V6 Camaro M5 ~ SOLD

mods: Gear, weight reduction, tuning
Fear the Gear. 13.585 @ 100.05 1.827
Beater: 93 Jeep Grand Cherokee