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Old 04-19-2009, 05:21 PM   #135
jims69camaro
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Quote:
Originally Posted by cbrrmike View Post
not in a dorm, it has to be a house/apartment, he would also have to get the florida license, re-register the car, and re insure the car. then when he moves home he would have to do everything all over again in nj, or keep a house down there so he can keep renewing his registration.

i actually know a couple local people that have done this, so im talking with experience rather than hypothetically.
that's actually the proper way to do it. if you plan on being in a certain state for longer than 30 days, then you should change everyting over to your new (expected) residence. they only give you 30 days once you complete the move to get it done, so haste is important. then, once you move back, permanently, you should change everything over again within 30 days.

i've known some people that keep up the ruse for years only to pay lower insurance rates. it was almost like sticker shock on a new car when i came back to NJ. i had paid for the car again in insurance premiums over the course of the 5 year loan. that, of course, was before i had turned 25, got married, insurance on the house, etc.; they are all discounting factors used by the insurance companies to offer lower rates to new customers.

i don't know where someone (geico) got the bright idea to start checking people's credit reports when offering them a new policy. well, my credit's shi++y, but that doesn't mean i am a bad driver.
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