Quote:
Originally Posted by maroman88
wat kinda insurance do u have that ur rates go up when YOU get rear ended??
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All insurance on a second accident usually...
Yes its retarded. I've been in two accidents in my life, neither of with were my fault AT ALL. The first accident someone almost rear ended me and swurved to try and stop in the shoulder/parking lot at the same time I pulled into said parking lot... Basically got rear ended in the front fender. My insurance told me that I would be given a curtsy that my rates wouldnt go up after being involved in a collision.
Second accident was in my Monte SS driving through the parking lot at school. Long story short dumb bitch backs out without looking right into my door/quarter. My insurance went up like $50 a year or something like that even thought both accidents were written in police reports and were 100% the other persons fault.
They try to justify it by saying that a more experienced drive could have would have been more alert and aware and avoided a crash, whether it was your fault or not. Its bull ****.
Tell ya know thing. I'll never leave the scene of an accident where its the other persons fault without a police report. You realize when this lady flakes out on paying and you have to go through her insurance the first thing they are gonna grill you on is why isnt there a police report? Then they are gonna use it to their advantage to try and find some way to not completely pay for it. They are scumbags and its their job.