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Old 08-17-2009, 09:39 PM   #1
Blackbirdws6
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Join Date: Aug 2004
Location: Millstone Township, NJ
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Health Insurance options for the unemployed

Just got word that the company my father-in-law was working for closed it doors today with zero notice. He worked there for 37 years and was the plant supervisor making great money. The company has slowly gone down hill over the past 5 years but he didn't expect a sudden closing like what happened this morning. No severance is being paid and no continuation of benefits so he is really SOL.

I'm trying to help him with finding another job but in the meantime, they need health coverage. Cobra will not work since apparently the company must still be paying into a health benefits carrier to collect. My mother in-law works part time and will attempt to become full time to get benefits but it doesn't look pretty. What are the options available to those unemployed under 55 and with no ability to take advantage of Cobra?

Any help would be greatly appreciated.
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