[Jersey Mike]

Thanks for the replies, guys. I'm going back & forth between:

1) sending them a check for the $200 fine, bypassing court, & taking the 4-points. Then taking a class to drop 2 points, and letting the remaining 2 points disappear by themselves in a year.
or
2) Going in to court to plea it down to a 2-point violation of some kind, then taking a point-reduction class.


Other notables:
*As of right now, I pay $7xx every year for insurance (liability only).
*The car that pulled me over was a blacked out Charger.