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Old 04-09-2011, 04:22 PM   #6
NJ346
11 Second Club / I <3 LT1s
 
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Join Date: May 2008
Location: Troy, Mi
Posts: 2,642
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Quote:
Originally Posted by Tru2Chevy View Post
Yea, that does sound pretty fair Vinnie. It wouldn't hurt to get a few quotes elsewhere as it doesn't take long, but make sure that none of the quotes you get include a "sign on discount" or something like that. I used progressive when I first left my parent's policy and with no tickets / accidents / etc my rates went up almost $200 after the first 6 months.

NJM is a great company though, and if you want to save a little bit, adjust your deductibles to $750 and see what that would get you.

- Justin
I was playing around with the deductibles and it only saved me about $100/yr. Also took full coverage off of 1 vehicle and no matter what it only lowered it to ~$2300. This was all done online, when it gets closer to May 1st I'll make the phone call and see if I can play with some numbers with an agent over the phone.

On a side note, my parents always told me insurance companies dont like you constantly changing the amount of cars on the policy. For instance, my camaro has only seen ~1500 miles on it in the past 18 months, so there are winter months where I would consider not covering it since I wouldn't be driving it. Any truth to that?
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Vinnie -

00 SS A4- LQ9/LS3/Stalled/3.42s 1.48/11.10/121 mph<-6spd swap in progress.
13 Silverado Z71- Sold 11/16
99 Z28 M6- -H/C/9in - sold 1/13
99 Silverado Z71- The DD - Sold 7/13
03 CBR 600RR - Sold 8/13
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