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make sure you go to court, talk with the prosecutor and try to explain your position and try to work out a deal. most will work with you, it might cost you a little more but in the long run it wont. if the fine ends up being to much all at once, the court will take payments be clear on what you can afford to pay.
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This is a good suggestion. Also, make sure you actually bring money with you to court. Judges hate when you walk in empty handed. Talking to the lawyer is a very good idea, especially with six points and no more unsafes.