HOLY ****!!!!!
I just did a quote for the hell of it. Geico quoted me for the following:
93 T/A
Full Coverage 15K/30K min PIP Uninsured/Underinsured 15K/30K/10K
Deductibles $500/500
$556 Per six months, $1112 Annually.
THAT BEATS THE FAWKING PISS OUT OF USAA!!!!!!! DO YOU HEAR THAT USAA?????? THAT'S YOUR CUSTOMERS WALKING RIGHT OUT OF THE DOOR!!!!!!!! 
Granted, I've got more research to do to see if it would really be worth Katie and I jumping ship from USAA, but if that's what we can expect, then yeah, USAA can kiss my grits and we'll be going to Geico. We're paying $2700 a year right now for the following:
Me: 89 Celica Liability only - $375
Me: 93 T/A Liability only - $475
Her: 89 Buick Century Full coverage 500 deductables - $500
Her: 93 T/A full coverage 500 deductables - $1350
Junk I say.