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Originally Posted by 1_Hot_SOM_WS6
NJM looks back 3 yrs - if there is anything listed within the 3 yrs then they look back 5 yrs. They all have to file with DOBI (department of banking and insurance). It might be a pita though to search through all insurance carriers regulations to see who looks back how far though.
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If he's looking for new insurance, NJM is super selective. I think you can only be covered by them if you're related to someone in the same house or you're a government employee... correct me if i'm wrong
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