Quote:
Originally Posted by 1320B4U
Also always have to compare the same coverage vs costs w/these companies. One may be cheaper but deductible could be way higher or liability differs.
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^^^matters. if one company is quoting you based on 15000/30000 state minimum vs another company stating you on say 100,000/300,000 limits of liability, that is apples to oranges.
liability = you hit someone. not damage to your car, etc.
15000 = $15,000 per incident limit. incident = accident, wether you hit one car or 5
30000 = $30,000 policy aggregate. meanign for the term of your policy - effective date to expirati0on date - your payout is capped at $30,000.
$15,000 does not cover wiping out my cruze ltz let alone a nice car. IMO 15/30 you re 'under insured"