What could you get for the civic? I'd run that thru the winter and sell in the spring. Using someone else's car (even though its your mom) is not always the best thing to do. You'll have to jockey around her schedule to use it etc. Sell the bird to get you in the good financially and keep the Honda as its cheaper to run than the bird, plus the depreciation is out of the civic already.
Odds are, if everything goes to plan and once you are situated in a house down the line you'll probably never want you old bird again and get something better/nicer.
*Also be careful buying a house w/your girlfriend. I say that b/c if things go "Pontiac" and dissolve it will add another element to your stress (does 1 leave sticking the other w/the mortgage, want out and be force to put the house up for sale possibly taking a hit, etc). I bought my house when I was dating my wife, but didn't want to add her to the mix when it came around to financing. I know it will be harder securing a mortgage but may pay off down the line for the 'what if' scenario.......or put a ring on it.
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1991 Camaro
1992 L98/ttop Firehawk tribute (sold)
2006 Srt-10 Viper
2012 z-71
2011 Equinox (family vehicle)
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