Car Insurance - NJFBOA - Home of New Jersey's Camaros and Firebirds

Anti_Rice_Guy · 06-05-2018, 03:02 PM

Who do you have for collector's/toy car insurance?

Since I'm above 25 I guess I can try that as well instead of standard companies. I know State Farm's "collector" insurance is no better than normal and restricts use so it's just insured as a regular car.

Follow up question: Does that company require the vehicle to be 20+ or 25+ years old? I have a couple years before that happens

WildBillyT · 06-05-2018, 03:07 PM

I had Hagerty. Good but expensive... I figure I'm paying for the Barrett-Jackson goodie bags in some way. I had to give them a big sheet of all of my modifications.

American Collectors is used by a few people on here.

Blackbirdws6 · 06-05-2018, 03:36 PM

Hagerty here. I haven't shopped around much so I might be able to do better.

3.4 grape of wrath · 06-05-2018, 03:44 PM

I've been looking into doing this also lately. This company got the best ratings https://www.amig.com/insurance/collector-car/. Not sure if this is the same insurance as mentioned above.

unstable bob gable · 06-05-2018, 04:02 PM

I had Hagerty for my AMX. They were OK

IROCZman15 · 06-05-2018, 04:19 PM

American Collectors Insurance. i forget if they require it to be 25 years or older. I set my own value (it is called "agreed value" technically). requires car be in solid walled garage, not be raced, need to show 6 or more photos and provide a detailed writeup.

Jersey Mike · 06-05-2018, 04:47 PM

Good discussion went down here not so long ago: http://www.njfboa.org/forums/showthr...tors+insurance

Grundy, ACI, Hagerty, and Condons Kelly were all named

ThoR294 · 06-05-2018, 05:44 PM

hagerty wanted an arm and leg vs. geico for me. it was nuts

stoney2677 · 06-05-2018, 06:38 PM

My wife has ACI on her bronco. $7000 agreed value for around $100, used to be $80. I have Leland West, agreed value of $20K for $250/year. 3000 miles a year including pleasure use, $0 deductible. I raised it from 13K to 20K with an email and 4 pics, no list of anything. At the time I only had a 1 car garage and separate policies was the only way to insure both cars.

ar0ck · 06-05-2018, 09:00 PM

I used National Corvette Museum before and it was super cheap, but I sent them old factory looking photos not the way it sits now. The Trans Am is now on a State Farm and reduced my overall costs as a secondary vehicle to my Silverado + Renters Insurance.

6spdg37s · 06-05-2018, 09:12 PM

american collectors

Joey D · 06-06-2018, 12:28 AM

Grundy. Currently on 17 camaro ss. $600/yr 40k value. $0 deductible. No mileage limit. Only thng is u need a daily driver. Hagerty was a lot more and geico i have for other cars and they were much more for camaro. Had an 02 ss valued at 10g and it was $180/yr. im a fan of grundy.

maroman88 · 06-06-2018, 07:12 AM

just switched my 97 WS6 to Hagerty. $225 for the year, also on the policy is my C5 and dads 67 Firebird tho.

Anti_Rice_Guy · 06-08-2018, 07:18 PM

I already have my Explorer and a company vehicle so I'm fine on the daily thing, as well as being garage kept.

Anti_Rice_Guy · 06-20-2018, 06:45 PM

Update: car is insured with Hagerty. Got $12k value 2500 mileage cap but no restricted to shows. No issues, no hassle, no pictures.

madness410 · 08-30-2018, 12:33 PM

i dont mean to bump an old thread but rather than start a new one i figured i'd post it here since its the same topic..

anyone ever heard of american modern collector car insurance? i called NJM, my current insurance provider, to see if they offered collector insurance and they referred me to them.

$8k agreed value, 3k miles a year, full coverage, 0 deductible...$173 a year.

I called haggerty, 8k agreed value, 2500 miles a year, full coverage, $743 a year, but in two months it will get knocked down to $540 because im turning 30.

blows njm out of the water, currently i just have liability on my trans am and its running me $440 a year.

has anyone dealt with american modern or heard of any people putting in claims with them? thanks.

Jon

3.4 grape of wrath · 08-30-2018, 03:36 PM

Is there someone that actually checks the mileage on your car to see if you go over?

BonzoHansen · 08-30-2018, 04:58 PM

Damn. I pay haggerty $500 for 20k on the Z and 15k on the 67, no mileage restrictions.

Anti_Rice_Guy · 08-31-2018, 06:29 AM

Who picked the agreed upon value? This is for your TA right, not the Camaro?

IMO you should be pushing for higher dollars. I pay similar to that with Hagerty and 50% more value. I'm sure it would be lower if my driving record was different, too. (also under 30).

madness410 · 08-31-2018, 08:54 AM

Quote:

Originally Posted by Anti_Rice_Guy

Who picked the agreed upon value? This is for your TA right, not the Camaro?

IMO you should be pushing for higher dollars. I pay similar to that with Hagerty and 50% more value. I'm sure it would be lower if my driving record was different, too. (also under 30).

i picked the agreed value...it’s for the trans am. i figure if it’s a total loss 8k would have been what i’d get for the car anyways.

what are the specs on your insurance with hagerty and how much do you pay

Anti_Rice_Guy · 08-31-2018, 09:02 AM

Quote:

Originally Posted by madness410

i picked the agreed value...it’s for the trans am. i figure if it’s a total loss 8k would have been what i’d get for the car anyways.

what are the specs on your insurance with hagerty and how much do you pay

I purposely didn't ask for an amount but had one in mind. Never want to shoot yourself in the foot by lowballing yourself.

Coverage attached, pay just under $800 but again it's because of my record as much as age I assume.