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07-14-2010, 10:05 PM
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#1
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Join Date: Mar 2008
Location: Somerset, NJ
Posts: 4,223
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whats your take on buying cars out of state?
im looking into new cars and i will have to go to a dealer to finance. and i disregard any car i see that is out of state. is that a bad idea?..if i bought a car out of state and say theres no sales tax, do i get slammed with it if i bring it back into jersey? im totally clueless about this, what are some general ups and downs of buying a car out of state?
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Jon
1999 Trans am WS6
1996 Corvette LT4 6 speed
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07-14-2010, 10:11 PM
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#2
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Join Date: Jun 2007
Location: Arm pit of the world... NJ
Posts: 2,677
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One way or another you will pay NJ sales tax. Either through the out of state dealer or on your own.
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John
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07-14-2010, 10:42 PM
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#3
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Join Date: May 2010
Location: Brick, NJ
Posts: 1,868
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most good dealers will charge you the NJ sales tax up front....either in or out of state
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Formerly known as blk95formula
86t/a_ram_air on TGO
2018 Silverado 1500
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07-14-2010, 10:55 PM
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#4
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Join Date: Mar 2008
Location: Somerset, NJ
Posts: 4,223
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ok then its a pita to transfer titles from state to state?
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Jon
1999 Trans am WS6
1996 Corvette LT4 6 speed
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07-15-2010, 01:07 AM
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#5
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I <3 sheep
Join Date: Mar 2005
Location: Belmar
Posts: 4,907
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Every time I've bought a car out of state at a dealer they didnt charge tax. They charge you for an in-transit tag and you pay tax in the state you register it in when you go to register it.
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Quote:
Originally Posted by Tru2Chevy
Steve has a thing for sheep....
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'78 Big Wheel- 2FWFP
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07-15-2010, 05:51 AM
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#6
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Join Date: Jul 2008
Location: Columbia
Posts: 928
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Quote:
Originally Posted by SteveR
Every time I've bought a car out of state at a dealer they didnt charge tax. They charge you for an in-transit tag and you pay tax in the state you register it in when you go to register it.
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Yup. If you plan on financing the car just keep in mind the DMV doesn't have a payment plan for tax. Got slammed for over $1K the last time when I registered the car.
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Praise the Lowered
67' Camaro - Worked 327, Hotchkis TVS suspension, 4 wheel cross drilled discs, AM radio FTL
05' Silverado - Stock, stock, and stock.
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07-15-2010, 07:04 AM
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#7
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Hippy Mod, Bergermeister Meisterberger, Moderator
Join Date: Aug 2004
Location: Ewing
Posts: 6,216
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Don't disregard out of state dealers, it's no big deal buying from another state, especially when buying new. No matter where you buy a car, you have to pay NJ sales tax. You can usually roll that into the financing but check with the dealer so they know. Lots of dealers will handle all the dmv and tax stuff for you but they'll add a fee for doing it. The title will end up going to your finance company until you pay off the loan so transferring titles or getting it titled isn't too big of a deal.
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69 Z28 JL8 4 wheel disc brakes - being restored
09 Silverado Z71
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07-15-2010, 08:20 AM
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#8
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Ayatollah of Rock N Rolla / Admin
Join Date: Mar 2006
Location: Parts Unknown
Posts: 12,573
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Quote:
Originally Posted by JL8Jeff
Don't disregard out of state dealers, it's no big deal buying from another state, especially when buying new. No matter where you buy a car, you have to pay NJ sales tax. You can usually roll that into the financing but check with the dealer so they know. Lots of dealers will handle all the dmv and tax stuff for you but they'll add a fee for doing it. The title will end up going to your finance company until you pay off the loan so transferring titles or getting it titled isn't too big of a deal.
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Yup. You don't pay tax in the state you buy it in, you pay it in NJ when you go to register. So you can't go to DE for big savings in tax. And you won't "own" the car until you pay it off, so no big deal with the title.
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07-15-2010, 08:51 AM
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#9
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Join Date: Apr 2009
Location: Hillsborough, NJ
Posts: 1,099
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I've bought a few cars out of state.
One dealership did all of the paperwork for me and I paid them the NJ sales tax and charged me a $100.00 fee to register it.
The other dealership gave me a temp tag and I had to go to DMV to register it.
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-Devin
Whiplash Intense Performance
Intensify your ride with over 500 name brand Performance parts and accessories!
www.intensewhiplash.com
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07-15-2010, 11:14 AM
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#10
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Join Date: Jun 2005
Location: Edison NJ
Posts: 344
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I have bought all my new cars from Reedman chevrolet in Langhorn,allways got the best price from them.Local dealers cant even compare as Reedman has such a big inventory they blow away other dealers as far as price.And NJ allways gets their money!! You can pay at the dealer or pay when you register the car here.It doesnt matter if you buy here or out of state, new car warrantys have to be honored at all dealerships also.
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67Z/28,67RSZ/28,71 SS LS5 CHEVELLE,
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07-15-2010, 11:19 AM
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#11
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Queen of Destruction / NJFBOA Supporting Sponsor / Moderator / 12 Second Club / 2006 Member of the Year / PITA
Join Date: Aug 2004
Location: I dunno..
Posts: 8,327
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what everyone else said. I decided to pay my NJ sales tax up all at once instead of rolling it into my financing when I bought my Camaro.. it was about $1000, but was well worth not financing that too.
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We're a drinking team with a racing problem.
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07-15-2010, 08:41 PM
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#12
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Join Date: Jan 2006
Posts: 135
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yea I forgot about the NJ tax so when I went to register and transfer my plates the lady at the DMV was like "that will be $1200." 
Luckily, she ass-umed I had temp tags and said I could drive around until they expired and gather the money in the meantime. Too bad the dealer I bought the car from just took my plates from my old car and put them on my T/A 
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2001 T/A WS6 A4 NBM - ASC# 7836
SLP lid, ARH LT's, catted y, Borlamouth, minor suspension
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07-17-2010, 04:44 PM
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#13
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Co-Founder / Site Admin
Join Date: Jul 2004
Location: Ewing, NJ
Posts: 22,476
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My wife's Jeep is the only car we have purchased from a dealer, and we purchased it at Reedman-Toll in Langhorn. They put a PA temp tag on it at the time of purchase, and they mailed us a NJ registration and NJ plates a few weeks later. Tax was rolled into the loan. After we paid the loan off, we received the NJ title in the mail from the bank.
- Justin
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1999 Camry - Beigemobile DD
2002 Suburban - Wife's DD
2004 Grand Cherokee - Not running / Project / Selling?
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