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06-03-2012, 05:26 PM
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#1
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2007 Member of the Year
Join Date: Oct 2004
Location: Seabrook, TX
Posts: 14,281
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Insurance companies
I know some look back 3 years and some look back 5. Which ones only look back 3?
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WF=DF
Kommandant of the ACL (Anti Canadian League)
Quote:
Originally Posted by LTb1ow
Junk the pos, spend the money on beer, acquire headache.
Same result cept this headache doesnt last months.
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06-03-2012, 06:28 PM
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#2
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Mongo the Meet Coordinator
Join Date: May 2008
Posts: 16,941
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AFAIK, allstate looks back only three
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Quote:
Originally Posted by KirkEvil
repo bigals turd gen and part it out to a loving home
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06-03-2012, 07:22 PM
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#3
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MIR
Join Date: Jul 2005
Posts: 9,692
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Progressive
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06-04-2012, 11:44 PM
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#4
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Co-Founder / Site Admin
Join Date: Jul 2004
Location: Ewing, NJ
Posts: 22,476
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Trying to keep the FailFidget in the past? 
- Justin
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1999 Camry - Beigemobile DD
2002 Suburban - Wife's DD
2004 Grand Cherokee - Not running / Project / Selling?
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06-06-2012, 11:50 PM
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#5
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11 Second Club
Join Date: Feb 2008
Location: Edison, NJ
Posts: 4,620
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How does one find this info?
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1999 Z28 Convertible. 6 speed swap, wide cowl hood, full hockey stripes, and a whining 10 bolt.
2008 Sierra Vortec Max. 6.2 swapped, headers, Magnaflow catback, GMPP CAI, NHT optioned tow package.
2006 GTO, 11.48 @ 118.3
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06-08-2012, 03:39 PM
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#6
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Co-Founder / Site Admin
Join Date: Jul 2004
Location: Ewing, NJ
Posts: 22,476
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Plymouth Rock (formerly Prudential / High Point) only looks back 3 years, and I get better rates through them than I ever got at Progressive or was quoted at Geico.
- Justin
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1999 Camry - Beigemobile DD
2002 Suburban - Wife's DD
2004 Grand Cherokee - Not running / Project / Selling?
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06-08-2012, 04:11 PM
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#7
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Join Date: Jul 2009
Location: barnegat nj
Posts: 1,340
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Quote:
Originally Posted by Tru2Chevy
Plymouth Rock (formerly Prudential / High Point) only looks back 3 years, and I get better rates through them than I ever got at Progressive or was quoted at Geico.
- Justin
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Quote:
Originally Posted by SRGN
I never pulled into the staging beams at the track and saw a dyno in the other lane.
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South Jersey Racecraft
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06-11-2012, 12:07 PM
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#8
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12 Second Club
Join Date: Oct 2006
Location: Williamstown/Atlantic City, NJ
Posts: 2,261
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NJM looks back 3 yrs - if there is anything listed within the 3 yrs then they look back 5 yrs. They all have to file with DOBI (department of banking and insurance). It might be a pita though to search through all insurance carriers regulations to see who looks back how far though.
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2001 SOM Trans-Am WS6 *12.35 @ 114.55mph*
2011 Honda AKA Tori the Crosstour
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08-21-2012, 05:40 PM
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#9
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2007 Member of the Year
Join Date: Oct 2004
Location: Seabrook, TX
Posts: 14,281
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Finally getting around to this... Allstate goes back 5, Progressive gave me a quote that beats the hell out of what I'm paying now, and plymouth rock is 5 years too
__________________
WF=DF
Kommandant of the ACL (Anti Canadian League)
Quote:
Originally Posted by LTb1ow
Junk the pos, spend the money on beer, acquire headache.
Same result cept this headache doesnt last months.
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Last edited by Savage_Messiah; 08-21-2012 at 05:40 PM.
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09-14-2012, 06:49 AM
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#10
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Join Date: Aug 2004
Location: Hawthorne, New Jersey
Posts: 516
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Look into IFA. I want to say they only go back 3, but I can say for sure its cheapest I have found in the Jerz.
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09-14-2012, 08:15 AM
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#11
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Join Date: Jun 2011
Location: Morris county
Posts: 155
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Quote:
Originally Posted by 1_Hot_SOM_WS6
NJM looks back 3 yrs - if there is anything listed within the 3 yrs then they look back 5 yrs. They all have to file with DOBI (department of banking and insurance). It might be a pita though to search through all insurance carriers regulations to see who looks back how far though.
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If he's looking for new insurance, NJM is super selective. I think you can only be covered by them if you're related to someone in the same house or you're a government employee... correct me if i'm wrong
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There's things about me you wouldn't understand, things you couldn't understand, things you SHOULDN'T understand
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09-14-2012, 09:25 AM
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#12
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Join Date: Dec 2010
Location: Hillsborough
Posts: 956
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Quote:
Originally Posted by OG
If he's looking for new insurance, NJM is super selective. I think you can only be covered by them if you're related to someone in the same house or you're a government employee... correct me if i'm wrong
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NJM is rough. They can drop you whenever they want i.e. run a stop sign and you're cut. You can get NJM if you work for a manufacturing company with facilities in-state or you are added/related to someone that has a policy.
I had it offered to me by my work and it was a little bit more per year than my current 21st Century policy.
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"Quality means doing it right when no one is looking."
- Henry F*rd
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09-14-2012, 09:47 AM
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#13
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The Mayor / 2009 Member of the Year / Moderator
Join Date: Jan 2005
Location: Northwest
Posts: 8,870
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ADP doesn't manufacture anything but since I'm employed by them I can get NJM.
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1995 Z28 Convertible A4 13.78 @ 100 (CAI, high flow cat, catback, 160 thermo, hypertech, Strano springs, Koni yellows, sway bars, 3 pt. UMI SFC)
2018 Sea Doo GTX - 3 cylinders and das boooooost
Quote:
Originally Posted by BonzoHansen
Is English your 2nd language? Did you graduate high school? Your posts make my head hurt.
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 Team FARM 
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09-14-2012, 11:52 AM
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#14
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Join Date: Dec 2010
Location: Hillsborough
Posts: 956
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Quote:
Originally Posted by Anti_Rice_Guy
ADP doesn't manufacture anything but since I'm employed by them I can get NJM.
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Google says any company in the NJBIA can use NJM. I'm assuming kickbacks and such.
__________________
"Quality means doing it right when no one is looking."
- Henry F*rd
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09-14-2012, 12:50 PM
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#15
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Ebearnezer Scrooge/Power Member/Lips
Join Date: May 2006
Location: Hamilton, Mercer county
Posts: 4,141
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Quote:
Originally Posted by 88WS-6
Google says any company in the NJBIA can use NJM. I'm assuming kickbacks and such.
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Yep, that it, but it has nothing to do with kickbacks really. NJM is not for profit. Usually you get a dividend at the end of the year with them. I think my friend said he gets ~$300 every year with two vehicles fully insured and his homowners policy.
They arent that bad about dropping people though. His wife has had like 2 or 3 at fault accidents and they are OK still
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09-15-2012, 05:03 PM
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#16
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Co-Founder / Site Admin
Join Date: Jul 2004
Location: Ewing, NJ
Posts: 22,476
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Yes, and they (NJM) typically will send a handful of warning letters telling you to shape up before they toss you out.
- Justin
__________________
1999 Camry - Beigemobile DD
2002 Suburban - Wife's DD
2004 Grand Cherokee - Not running / Project / Selling?
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09-15-2012, 10:15 PM
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#17
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Join Date: Aug 2004
Location: North Jersey
Posts: 3,047
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Quote:
Originally Posted by Tru2Chevy
Yes, and they (NJM) typically will send a handful of warning letters telling you to shape up before they toss you out.
- Justin
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When I was 18 (20 years ago) I was on my parents NJM policy, and got 3 tickets within a span of 6 months. They sent a letter saying I needed to straighten up quick or the whole family was going to get dropped. I stopped driving like a dumbass after that, went three years with no tickets, and got my own policy with them at 22. Been with them ever since, and have had no complaints. They have been great to deal with over the years - maybe a little pricier than some other companies, but we have low deductibles and high limits, plus we have our home-owners insurance with them as well.
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Seeya,
Steve R. in North Jersey
'16 Go-Mango Dodge Charger R/T. It's so good to be back in a V8-powered, RWD car!
Former Toy - '88 Monte SS - had lots of mods...
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