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07-09-2014, 11:45 PM
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#26
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Join Date: Mar 2012
Location: Harrison NJ
Posts: 880
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Quote:
Originally Posted by Mike
You are lucky they are going to offer anything. An uninsured car on the street is usually automatically found at fault
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It had liability under the temp plate.
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Quote:
Originally Posted by LTb1ow
In all honesty, unless you have some weird addiction to your motor, go LSX. It will be cheaper, easier, and actually be able to be tuned.
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07-10-2014, 08:29 AM
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#27
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NJFBOA Co-Founder
Join Date: Jul 2004
Location: All up in your kool aid!
Posts: 12,235
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Quote:
Originally Posted by WSex
had appraiser come yesterday. nice guy.
asked me to email him the appraisal for the car at condition 1.
which is 28,xxx
now its a waiting game for the offer.
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If they sent out an appraiser then they most likely have something in the works.
Did they say if the plan was to cut you a check and total the car out or repair? Or is that still a pending question as well?
-Tim
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07-10-2014, 08:33 AM
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#28
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NJFBOA Co-Founder
Join Date: Jul 2004
Location: All up in your kool aid!
Posts: 12,235
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Quote:
Originally Posted by Mike
You are lucky they are going to offer anything. An uninsured car on the street is usually automatically found at fault
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Not really. When one party is clearly at fault the insurance companies will try to avoid getting sued for max payout. Remember, liability as far as traffic offenses is vastly different than when in court for a lawsuit. Since the driver that hit the Camaro was clearly at fault when hitting a parked car and fully insured, the insurance company is on the hook for any lawsuit finding that is within the payout threshold.
They simply do the math and make the decision, it is worth cutting a check for 30k-ish for the car or risking paying out the probably 50-100k that is common on full coverage policies?
-Tim
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07-10-2014, 08:48 AM
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#29
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Meet Coordinator
Join Date: Jan 2008
Location: brick/pt. pleasant beach
Posts: 19,341
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Quote:
Originally Posted by NJSPEEDER
Not really. When one party is clearly at fault the insurance companies will try to avoid getting sued for max payout. Remember, liability as far as traffic offenses is vastly different than when in court for a lawsuit. Since the driver that hit the Camaro was clearly at fault when hitting a parked car and fully insured, the insurance company is on the hook for any lawsuit finding that is within the payout threshold.
They simply do the math and make the decision, it is worth cutting a check for 30k-ish for the car or risking paying out the probably 50-100k that is common on full coverage policies?
-Tim
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If the car should have not been on the road, the accident would have never happened. An uninsured vehicle should not be on the road. Luckily, it appears he did have coverage via the dealer plate's liability insurance. But yes, it does come down to the bottom line.
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07-10-2014, 09:55 AM
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#30
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BadMod
Join Date: Aug 2004
Location: hamilton, nj
Posts: 8,889
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Quote:
Originally Posted by sweetbmxrider
If the car should have not been on the road, the accident would have never happened. An uninsured vehicle should not be on the road. Luckily, it appears he did have coverage via the dealer plate's liability insurance. But yes, it does come down to the bottom line.
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Right. My comment is moot because of the dealer plate but an uninsured car shouldn't be there. So any accident involving one can be argued that it wouldn't have happened had the car not been there
You can actually get away with rear ending someone in this situation.
__________________
So much stupid, so little time.
Quote:
Originally Posted by 79CamaroDiva
It started before I drove your car. I just have to look at it the wrong way and your car poops parts.
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Mercerville MotorSports, LLC
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07-10-2014, 10:25 AM
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#31
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Meet Coordinator
Join Date: Jan 2008
Location: brick/pt. pleasant beach
Posts: 19,341
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![Laughing](http://www.njfboa.org/forums/images/smilies/icon_lol.gif) Probably the only time you could rear end someone and not be at fault.
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07-10-2014, 10:39 AM
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#32
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Ayatollah of Rock N Rolla / Admin
Join Date: Mar 2006
Location: Parts Unknown
Posts: 12,573
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Quote:
Originally Posted by Mike
Right. My comment is moot because of the dealer plate but an uninsured car shouldn't be there. So any accident involving one can be argued that it wouldn't have happened had the car not been there
You can actually get away with rear ending someone in this situation. ![Laughing](http://www.njfboa.org/forums/images/smilies/icon_lol.gif)
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Furthermore it's probably not stored in accordance with Hagerty's rules and it's not a Class 1 car according to the paperwork.
Wsex, go buy some lottery tickets!
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07-10-2014, 11:53 AM
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#33
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Admin.
Join Date: Aug 2005
Location: Hamilton, NJ
Posts: 20,150
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Quote:
Originally Posted by WildBillyT
Furthermore it's probably not stored in accordance with Hagerty's rules and it's not a Class 1 car according to the paperwork.
Wsex, go buy some lottery tickets!
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i am assuming the other driver's insurance is paying since she is at fault.
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Vent Windows Forever!
The looser the waistband, the deeper the quicksand. Or so I have read.
Feather-light suspension, Konis just couldn't hold. I'm so glad I took a look inside your showroom doors.
Hey everybody, it's good to have you on the Baba-too-da-ba-too-ba-ba-buh-doo-ga-ga-bop-a-dop
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07-10-2014, 01:44 PM
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#34
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Ayatollah of Rock N Rolla / Admin
Join Date: Mar 2006
Location: Parts Unknown
Posts: 12,573
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Quote:
Originally Posted by BonzoHansen
i am assuming the other driver's insurance is paying since she is at fault.
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Then wouldn't they go by actual cash value?
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07-10-2014, 01:50 PM
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#35
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NJFBOA Co-Founder
Join Date: Jul 2004
Location: All up in your kool aid!
Posts: 12,235
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Its great to say nothing would have happened had the car not been there but I know someone who got a nice check from someone's insurance company when they tried to use that argument in court. Don't confuse traffic law with a lawsuit.
The contention to the negative is invalid on it's face anyway, the Camaro had a dealer plate on it. Dealer plates are registration and insurance for short term transit. So even if the classic car policy that had been applied for wasn't in place yet there was a policy on the car making it legal to park on the street.
-Tim
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07-10-2014, 01:57 PM
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#36
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Admin.
Join Date: Aug 2005
Location: Hamilton, NJ
Posts: 20,150
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unregistered/uninsured could jeopardize a claim, but that is not the case here it seems. so moot point. but yes that could in theory cause problems.
yes, the drivers ins company is not obliged to any agreed value. if hagerty pays anything up to their agreed limit they will seek reimbursement from the other company.
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Vent Windows Forever!
The looser the waistband, the deeper the quicksand. Or so I have read.
Feather-light suspension, Konis just couldn't hold. I'm so glad I took a look inside your showroom doors.
Hey everybody, it's good to have you on the Baba-too-da-ba-too-ba-ba-buh-doo-ga-ga-bop-a-dop
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07-10-2014, 03:04 PM
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#37
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BadMod
Join Date: Aug 2004
Location: hamilton, nj
Posts: 8,889
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Also seeing how the car wasn't in the inventory of a used car dealer (unless this thread about you owning it is nonsense) it could put that dealer in a sticky situation.
__________________
So much stupid, so little time.
Quote:
Originally Posted by 79CamaroDiva
It started before I drove your car. I just have to look at it the wrong way and your car poops parts.
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Mercerville MotorSports, LLC
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07-10-2014, 03:49 PM
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#38
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^^^Lover of bad cars^^^ Meet Coordinator
Join Date: Aug 2007
Location: Whitehouse Station
Posts: 2,255
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Quote:
Originally Posted by WSex
It had liability under the temp plate.
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I was going to say, doesn't the temp plate put it under some sort of insurance anyway? (dealer i assume)
__________________
1986 Honda VFR750 - 89.3HP to the wheel
2000 Trans Am M6 - Mods: Yes.
2018 Durango R/T - AFE Intake, JLT Catch Can, Stainless Works Catback, Vinyl Dodge Racing Stripes
2003 Toyota Matrix XRS M6 - Lol
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07-11-2014, 02:19 PM
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#39
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Join Date: Mar 2012
Location: Harrison NJ
Posts: 880
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Quote:
Originally Posted by NJSPEEDER
If they sent out an appraiser then they most likely have something in the works.
Did they say if the plan was to cut you a check and total the car out or repair? Or is that still a pending question as well?
-Tim
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Pending.
I read everyone's response.
I don't mind going to court....
I do want max payout.
The plate was a temp plate. It's all legit.
__________________
Quote:
Originally Posted by LTb1ow
In all honesty, unless you have some weird addiction to your motor, go LSX. It will be cheaper, easier, and actually be able to be tuned.
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07-16-2014, 03:56 PM
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#40
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Join Date: Jul 2011
Posts: 478
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Wow, just happened to see this. Love that car!
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07-16-2014, 04:42 PM
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#41
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Stalker
Join Date: Aug 2004
Posts: 12,077
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You had a terminator ?
lol
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07-16-2014, 05:22 PM
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#42
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11 Second Club
Join Date: Feb 2008
Location: Edison, NJ
Posts: 4,619
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Quote:
Originally Posted by V
You had a terminator ?
lol
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Thats what crossed my mind when I seen it too.....
__________________
1999 Z28 Convertible. 6 speed swap, wide cowl hood, full hockey stripes, and a whining 10 bolt.
2008 Sierra Vortec Max. 6.2 swapped, headers, Magnaflow catback, GMPP CAI, NHT optioned tow package.
2006 GTO, 11.48 @ 118.3
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07-20-2014, 11:02 AM
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#43
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Join Date: Mar 2012
Location: Harrison NJ
Posts: 880
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Quote:
Originally Posted by V
You had a terminator ?
lol
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Yes. and you can laugh but this camaro was very very well kept. Long story short
The first allstate offer is very low. Mind you I'm in the green I won't lose any money I have invested. But I want more. I explained it all to hagerty and believe it or not they have an appraiser to go check the car on Monday.
So at that point hagerty will determine what should be done.
The damages are in upwards of 12k$ that's not even with every single nos part. Just the major things. And that's not including if frame is twisted etc.
About the cobra
I have a strong connect with a finiance company. Car was a repo took a Month to get title transfered to my name. But 8500 for a 28k mile termi? Hellooo
And off subject
I have info on repo of
A 69 camaro ss 18k original miles for very very cheap
53 vette in red
67 vert maro in yellow
And 70 judge orange
Pm if interested
__________________
Quote:
Originally Posted by LTb1ow
In all honesty, unless you have some weird addiction to your motor, go LSX. It will be cheaper, easier, and actually be able to be tuned.
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Last edited by WSex; 07-20-2014 at 11:03 AM.
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07-20-2014, 12:50 PM
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#44
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Join Date: Jun 2007
Location: Arm pit of the world... NJ
Posts: 2,676
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Quote:
Originally Posted by WSex
Yes. and you can laugh but this camaro was very very well kept. Long story short
The first allstate offer is very low. Mind you I'm in the green I won't lose any money I have invested. But I want more. I explained it all to hagerty and believe it or not they have an appraiser to go check the car on Monday.
So at that point hagerty will determine what should be done.
The damages are in upwards of 12k$ that's not even with every single nos part. Just the major things. And that's not including if frame is twisted etc.
About the cobra
I have a strong connect with a finiance company. Car was a repo took a Month to get title transfered to my name. But 8500 for a 28k mile termi? Hellooo
And off subject
I have info on repo of
A 69 camaro ss 18k original miles for very very cheap
53 vette in red
67 vert maro in yellow
And 70 judge orange
Pm if interested
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Must be the only one like it. No one in their right mind would paint a 53 Corvette red.
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John
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07-20-2014, 08:51 PM
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#45
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Join Date: Mar 2012
Location: Harrison NJ
Posts: 880
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Quote:
Originally Posted by Featherburner
Must be the only one like it. No one in their right mind would paint a 53 Corvette red.
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Lol no bullsiht
__________________
Quote:
Originally Posted by LTb1ow
In all honesty, unless you have some weird addiction to your motor, go LSX. It will be cheaper, easier, and actually be able to be tuned.
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Last edited by WSex; 07-20-2014 at 08:52 PM.
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07-21-2014, 09:29 PM
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#46
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Co-Founder / Site Admin
Join Date: Jul 2004
Location: Ewing, NJ
Posts: 22,473
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So, how did things go with the Hagerty appraiser?
- Justin
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1999 Camry - Beigemobile DD
2002 Suburban - Wife's DD
2004 Grand Cherokee - Not running / Project / Selling?
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07-21-2014, 11:51 PM
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#47
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Join Date: Mar 2012
Location: Harrison NJ
Posts: 880
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Quote:
Originally Posted by Tru2Chevy
So, how did things go with the Hagerty appraiser?
- Justin
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Car was appraised at body shop. I was at work. Should be getting a call tomorrow
__________________
Quote:
Originally Posted by LTb1ow
In all honesty, unless you have some weird addiction to your motor, go LSX. It will be cheaper, easier, and actually be able to be tuned.
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07-24-2014, 05:12 AM
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#48
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Join Date: Jul 2009
Location: North Jersey
Posts: 464
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extremely eager to hear what response was, updates?
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07-24-2014, 07:18 AM
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#49
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Join Date: Mar 2012
Location: Harrison NJ
Posts: 880
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Quote:
Originally Posted by donnj
extremely eager to hear what response was, updates?
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Appraiser is working numbers still
Said it's going to be very close to totaled.
Anyways
69 ss
For sale
Bank is looking for 15-20
I'm just in a bad situation right now or else I'd buy.
Text me for pics
9734459231
20% finders fee
__________________
Quote:
Originally Posted by LTb1ow
In all honesty, unless you have some weird addiction to your motor, go LSX. It will be cheaper, easier, and actually be able to be tuned.
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07-28-2014, 07:14 PM
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#50
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Join Date: Mar 2012
Location: Harrison NJ
Posts: 880
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hagerty did a total loss
kept the car for 3100
and recieved 26900
keeping the car as is for the moment
getting a quote with aftermarket panels.
if not itll sit like that in a garage until the time is right.
case closed boys.
thank you and goodnight
__________________
Quote:
Originally Posted by LTb1ow
In all honesty, unless you have some weird addiction to your motor, go LSX. It will be cheaper, easier, and actually be able to be tuned.
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