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05-06-2010, 03:11 PM
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#26
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Join Date: Jul 2005
Location: Williamstown NJ
Posts: 479
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If they total it...(And they will) They will give you a check for the cars book value before the wreck. You then will have the option of buying the car back from the insurnace company on the cheap. But to be honest, unless you have alot of money wrapped up into it or have some emotional connection to the car... dont do it. Stock 3rd gens are a dime a dozen. You can find them with no body dammage for super cheap.
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F-Bodyless 
01 GMC Sierra C3 6.0L, AWD, Westers Tune, K&N, Hella LED Tails
03 Pontiac Grand Prix GT, GMPP Handling Kit, LS1 F-Body Brakes
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05-09-2010, 07:17 AM
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#27
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15 Second Club
Join Date: Mar 2005
Location: camden county
Posts: 1,122
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i got lucky and they just said since my truck only needed a few minor, but expensive things ( stepside fenders cost almost 1000 dollars lol, that i could just keep it free of charge
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05-09-2010, 03:13 PM
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#28
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Join Date: Apr 2008
Location: Delran
Posts: 6,785
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yeah theyll let you buy it back if they total it, pretty cheap too. its actually worth it if its only minor damage that can be fixed very cheap.
example....they total out your camaro. cut you a 1500 dollar check for its ''value.'' You can then buy the car back for around 500 bucks. Fix the car with 200 bucks worth of junkyard items. have your car still running fine, fixed and 800 dollars ahead. only difference is you have a R title now. either way you come out ahead.
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05-09-2010, 08:32 PM
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#29
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Join Date: Nov 2009
Location: Oldbridge
Posts: 701
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thats wierd... i dont know what happend but i was able to keep mine.. like i crashed it on lets say friday... they towed it away.. and we went to the place they towed it on saturday morn.. and towed it from there to my mechanic.... here look:
BEFORE:
AFTER:
the kid and his dad bought my car like 2 weeks later for the interior:
redone doors: 
Red leather and B&M: 
back seats were mint: 
and brand new headliner: 
not to mention it had like good tires and everything else was basically in good shape..
the kid took it home for a cool grand.. and i figured what the hell since i dont have a garage and was gonna junk it
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2001 Camaro SS M6 LMII w/ LID (currently DD)
1987 Camaro IROC-Z 5.7 TPI RIP
1991 BMW 325i RIP
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05-09-2010, 11:25 PM
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#30
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Join Date: May 2009
Location: Hillside NJ
Posts: 284
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mmm well it seems the people that hit me have insurance now. and it's Allstate so now they want me to take it to a inspection station.
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05-09-2010, 11:41 PM
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#31
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Admin.
Join Date: Aug 2005
Location: Hamilton, NJ
Posts: 20,165
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start searching for comparables. sales on ebay, tgo, etc.
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Vent Windows Forever!
The looser the waistband, the deeper the quicksand. Or so I have read.
Feather-light suspension, Konis just couldn't hold. I'm so glad I took a look inside your showroom doors.
Hey everybody, it's good to have you on the Baba-too-da-ba-too-ba-ba-buh-doo-ga-ga-bop-a-dop
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05-10-2010, 11:34 AM
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#32
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Join Date: Jul 2005
Location: Williamstown NJ
Posts: 479
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They are going to low ball you. YOU DONT HAVE TO ACCEPT THEIR OFFER!! You can fight it and usually get more money out of them. Like the above post said, start searching for comparables, print them out and get ready to rumble. If you have recipts for any parts and/or labor you have recently put into the car, have them ready too.
__________________
F-Bodyless
01 GMC Sierra C3 6.0L, AWD, Westers Tune, K&N, Hella LED Tails
03 Pontiac Grand Prix GT, GMPP Handling Kit, LS1 F-Body Brakes
Last edited by Mark B; 05-10-2010 at 11:35 AM.
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05-10-2010, 01:16 PM
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#33
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Join Date: Nov 2009
Location: Oldbridge
Posts: 701
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im going to ask my dad what happened with mine because i have allstate too
UPDATE: i only had liability insurance ...
__________________
2001 Camaro SS M6 LMII w/ LID (currently DD)
1987 Camaro IROC-Z 5.7 TPI RIP
1991 BMW 325i RIP
Last edited by fmybody; 05-10-2010 at 01:19 PM.
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05-10-2010, 02:42 PM
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#34
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Join Date: Jun 2008
Posts: 65
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Quick question, sorry if its off topic but i heard,i believe it was Geico will not sell your vehicle back to if its totaled, no matter the damage. Anybody verify this?
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1984 Pontiac Firebird Trans Am 5sp
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05-11-2010, 01:43 PM
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#35
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Join Date: May 2009
Location: Hillside NJ
Posts: 284
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well they give me 2225.55 -.- and totaled it. but since its a 19 year old car and allstate cutoff is 2002 i can keep the car but they wanted to give me 1103.43 before i was like WTF. but i went out and looked on eBay, craiglist and autofinder and fought them on it to 3000 but i got 775 off for paint and interior damage. the funny thing is they called GM for a loaded door and they wanted 1193.95 with shipping i was like WOW the door is more then i paid for the car lol
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05-11-2010, 03:23 PM
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#36
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Join Date: Jul 2005
Location: Williamstown NJ
Posts: 479
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Quote:
Originally Posted by Firebird92
WOW the door is more then i paid for the car lol
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Thats why so many get parted out.
Im glad you got a decent amount of $$ for it.
__________________
F-Bodyless
01 GMC Sierra C3 6.0L, AWD, Westers Tune, K&N, Hella LED Tails
03 Pontiac Grand Prix GT, GMPP Handling Kit, LS1 F-Body Brakes
Last edited by Mark B; 05-11-2010 at 03:24 PM.
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05-12-2010, 01:11 AM
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#37
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Join Date: May 2009
Location: Hillside NJ
Posts: 284
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well i need to see i may just get a other 3rd gen and part out this one...
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