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06-12-2009, 11:13 AM
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#1
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Join Date: May 2008
Location: south & north nj
Posts: 1,482
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not another collector insurance thread!
lol, first off i searched the forums and read through all the threads, but none really answered what im looking for
Is there a collectors insurance which allows an 18yr old to be a secondary driver? my dad would be the policy holder and the car is now 25 years old. we currently have American Collectors but you need 10 years of driving experience..
thanks
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99 Legacy - slow winter dd
04 GTO - less slower summer dd
84 Trans Am - Father's car - all original / original owner
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06-12-2009, 11:18 AM
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#2
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11 Second Club
Join Date: Feb 2008
Location: Edison, NJ
Posts: 4,619
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Quote:
Originally Posted by BurninrubberGT
lol, first off i searched the forums and read through all the threads, but none really answered what im looking for
Is there a collectors insurance which allows an 18yr old to be a secondary driver? my dad would be the policy holder and the car is now 25 years old. we currently have American Collectors but you need 10 years of driving experience..
thanks
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simply, no.
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1999 Z28 Convertible. 6 speed swap, wide cowl hood, full hockey stripes, and a whining 10 bolt.
2008 Sierra Vortec Max. 6.2 swapped, headers, Magnaflow catback, GMPP CAI, NHT optioned tow package.
2006 GTO, 11.48 @ 118.3
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06-12-2009, 11:26 AM
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#3
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Join Date: Apr 2009
Location: Hillsborough, NJ
Posts: 1,099
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Hagerty
My dad "own" my grand national, I'm listed as the 2nd driver. I've had that insurance on it since I was 19. Neither you or your dad can have any moving vehicle violations.
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-Devin
Whiplash Intense Performance
Intensify your ride with over 500 name brand Performance parts and accessories!
www.intensewhiplash.com
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06-12-2009, 11:30 AM
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#4
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Ayatollah of Rock N Rolla / Admin
Join Date: Mar 2006
Location: Parts Unknown
Posts: 12,573
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Quote:
Originally Posted by Whiplash Performance
Hagerty
My dad "own" my grand national, I'm listed as the 2nd driver. I've had that insurance on it since I was 19. Neither you or your dad can have any moving vehicle violations.
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They will deny coverage if you are driving and get in an accident.
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06-12-2009, 11:36 AM
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#5
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Join Date: Apr 2009
Location: Hillsborough, NJ
Posts: 1,099
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Quote:
Originally Posted by WildBillyT
They will deny coverage if you are driving and get in an accident.
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My dad and I are listed as drivers on it, so how would it not be covered?
It even says in the paper work the only people allowed to drive the Vehicle are him and I anybody else will not be covered. When we signed up for it they asked who will be driving the car as both my dad and I were given to them.
I'll even scan it and post it up.
__________________
-Devin
Whiplash Intense Performance
Intensify your ride with over 500 name brand Performance parts and accessories!
www.intensewhiplash.com
Last edited by Whiplash Performance; 06-12-2009 at 11:38 AM.
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06-12-2009, 11:56 AM
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#6
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Ayatollah of Rock N Rolla / Admin
Join Date: Mar 2006
Location: Parts Unknown
Posts: 12,573
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Quote:
Originally Posted by Whiplash Performance
My dad and I are listed as drivers on it, so how would it not be covered?
It even says in the paper work the only people allowed to drive the Vehicle are him and I anybody else will not be covered. When we signed up for it they asked who will be driving the car as both my dad and I were given to them.
I'll even scan it and post it up.
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I asked Hagerty about this back in January because I knew it would come up on here. They told me point blank that if a person under 25 is driving the car then they will not cover the damage. I may have gotten bad info from the operator but that's what they told me. Are they aware of your age?
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06-12-2009, 12:00 PM
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#7
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Join Date: Apr 2009
Location: Hillsborough, NJ
Posts: 1,099
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Quote:
Originally Posted by WildBillyT
I asked Hagerty about this back in January because I knew it would come up on here. They told me point blank that if a person under 25 is driving the car then they will not cover the damage. I may have gotten bad info from the operator but that's what they told me. Are they aware of your age?
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Yes they are. They even have a copy of my Driver's license and I've been on the policy since 2005.
__________________
-Devin
Whiplash Intense Performance
Intensify your ride with over 500 name brand Performance parts and accessories!
www.intensewhiplash.com
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06-12-2009, 12:32 PM
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#8
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Join Date: May 2008
Location: south & north nj
Posts: 1,482
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is a no fault accident a moving violation?
__________________
99 Legacy - slow winter dd
04 GTO - less slower summer dd
84 Trans Am - Father's car - all original / original owner
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06-12-2009, 12:50 PM
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#9
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Admin.
Join Date: Aug 2005
Location: Hamilton, NJ
Posts: 20,152
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Quote:
Originally Posted by BurninrubberGT
is a no fault accident a moving violation?
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No, but it may be insurance points - which are different form NJDMV points.
My suggestion is to get on the phone and start making phone calls to insurance companies. Then you'll get soild answers.
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Vent Windows Forever!
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06-12-2009, 01:09 PM
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#10
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Join Date: Apr 2008
Location: Delran
Posts: 6,785
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all accidents in jersey are deemed no-fault. thats why our insurance is so high.
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06-13-2009, 03:18 PM
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#11
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NJFBOA Supporting Sponsor
Join Date: Jan 2006
Posts: 2,372
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Quote:
Originally Posted by WildBillyT
I asked Hagerty about this back in January because I knew it would come up on here. They told me point blank that if a person under 25 is driving the car then they will not cover the damage. I may have gotten bad info from the operator but that's what they told me. Are they aware of your age?
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I think you got some bad information because i have the policy as well and made sure to make it a point that they knew and they said i am covered.
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www.JerseyDevilDetails.com
2002 Trans am ws6.. black on black bolt ons with a JS built trans, 3200 stall,TTM's w/315's, full umi adj rear suspension, strano springs/sways, and koni 4/4's
2015 Forester XT touring... STI Sway bars
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06-13-2009, 04:20 PM
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#12
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Join Date: Aug 2004
Location: West Milford, NJ
Posts: 2,127
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Quote:
Originally Posted by NastyEllEssWon
all accidents in jersey are deemed no-fault. thats why our insurance is so high.
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For injury purposes, yes. But for liability, damage, etc, the person at fault (as deemed in the police report) is responsible. It should NOT be held against you to have an accident if you were not at fault.
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