I know you said that the car just sits in the garage...do you ever drive it though? If not you should look into covering it for comp only (no liab listed) you would prob need to just show proof that u returned plates to dmv...and may perhaps have to put it in writing that the veh is not being driven and is it kept parked at pol addr. I know its not terrible expensive but it will cover the car for comp (the only thing it would really need if it sits in the garage---theft, fire, vand, flood, etc). Just a suggestion.
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2001 SOM Trans-Am WS6 *12.35 @ 114.55mph*
2011 Honda AKA Tori the Crosstour
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