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03-12-2009, 07:43 PM
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#1
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Join Date: Jul 2008
Location: pompton lakes
Posts: 134
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Insurance
alrite, well, i almost have the body work done on my car, just need to bleed the brakes and its good to go
but, there is an issue
insurance, mine is through the roof, ive gotten 2 quotes, then they called me back the next day saying they would lower it
but, im just curious, is there and insurance companies that are renowned for being cheap that i dont know about?
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haggard 79 t/a
senior year, woo.
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03-12-2009, 07:49 PM
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#2
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Ayatollah of Rock N Rolla / Admin
Join Date: Mar 2006
Location: Parts Unknown
Posts: 12,573
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For the 79?
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03-12-2009, 07:51 PM
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#3
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Join Date: Jul 2008
Location: pompton lakes
Posts: 134
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yeah, most insurance companies will only go to 81, then they refer me to hagerty, but hagerty only does qq's i think
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haggard 79 t/a
senior year, woo.
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03-12-2009, 07:53 PM
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#4
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Ayatollah of Rock N Rolla / Admin
Join Date: Mar 2006
Location: Parts Unknown
Posts: 12,573
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Nope. Doesn't have to be QQ. But it is restrictive.
How old are you? This your only ride? Does it stay outside?
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03-12-2009, 07:55 PM
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#5
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Join Date: Jul 2008
Location: pompton lakes
Posts: 134
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17, gonna be 18,only car, sits in a garage
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haggard 79 t/a
senior year, woo.
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03-12-2009, 07:56 PM
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#6
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Ayatollah of Rock N Rolla / Admin
Join Date: Mar 2006
Location: Parts Unknown
Posts: 12,573
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Sorry. For all intents and purposes you are dicked.
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03-12-2009, 07:56 PM
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#7
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Mongo the Meet Coordinator
Join Date: May 2008
Posts: 16,938
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Your rates with any carrier are going to be astronomical. Is there any reason why you can't be on a parents plan?
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Quote:
Originally Posted by KirkEvil
repo bigals turd gen and part it out to a loving home
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03-12-2009, 08:00 PM
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#8
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Join Date: Jul 2008
Location: pompton lakes
Posts: 134
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yeah, they're broke and itd make their rates higher
if i can find a carrier with 460-500 a month ill be content
progressive wanted 644 a month
that leaves me with 166 bucks a month for gas
i have a turbo 350 and 373's, that doesent work for me lol
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haggard 79 t/a
senior year, woo.
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03-12-2009, 08:01 PM
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#9
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Mongo the Meet Coordinator
Join Date: May 2008
Posts: 16,938
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644 a month?
Holy shiiit, thats almost what I pay per 6.
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Quote:
Originally Posted by KirkEvil
repo bigals turd gen and part it out to a loving home
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03-12-2009, 08:03 PM
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#10
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Join Date: Jul 2008
Location: pompton lakes
Posts: 134
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mhm
f**k me right?
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haggard 79 t/a
senior year, woo.
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03-12-2009, 08:04 PM
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#11
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Join Date: Jul 2008
Location: NJ
Posts: 819
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Just curious, is the trans am your only car? I am insured with geico, and I have my 91 pickup and my 79 z28 insured with them. I have the truck listed as my daily driver and the camaro listed as a "pleasure car." For the camaro its only $180 every six months. Having a car to list as a daily driver I'm sure keeps the costs down a lot. Also, I'm a 21 year old male with a clean record.
Depending on what they are charging you, it may actually be to your benefit and be cheaper to have a $500-$1000 dollar beater to keep your trans am from being a daily driver.
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03-12-2009, 08:04 PM
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#12
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Join Date: Dec 2008
Location: NNJ
Posts: 1,489
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yea i pay about 8xx a year wit NJM but im under my parents policy
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1997 Camaro Z28 - 355 LT1, T56, CC503, LTs, ORY, Bald Eagle-back exhaust, !emissions, Lingenfelter CAI, EWP, !CAGS, BMR LCAs, UMI PHB, Koni Str.t/Koni SA, C5 Z06 front / LS1 F-body rear brake swap, factory hurst with short stick 
2014 2LT Cruze 2.0 Turbo Diesel
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03-12-2009, 08:06 PM
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#13
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Join Date: Jul 2008
Location: pompton lakes
Posts: 134
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it is my beater lol, i got it for 2k
and my record is filthy
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haggard 79 t/a
senior year, woo.
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03-12-2009, 08:10 PM
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#14
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Join Date: Jul 2008
Location: NJ
Posts: 819
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Oh a bad record is going to kill you thats why its so expensive...someone with a bad record+trans am is high risk for any insurance company. Seems like that'll be the price of driving for you until you get a different car
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03-12-2009, 08:14 PM
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#15
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Ayatollah of Rock N Rolla / Admin
Join Date: Mar 2006
Location: Parts Unknown
Posts: 12,573
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Quote:
Originally Posted by 91chevywt
Oh a bad record is going to kill you thats why its so expensive...someone with a bad record+trans am is high risk for any insurance company. Seems like that'll be the price of driving for you until you get a different car
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Classic insurance places (Hagerty, Grundy) also ask about your record and won't write you if you are 'high risk'.
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03-12-2009, 08:16 PM
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#16
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Join Date: Jul 2008
Location: pompton lakes
Posts: 134
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yeah, i just need to not get in trouble for a while it seems
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haggard 79 t/a
senior year, woo.
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03-12-2009, 08:29 PM
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#17
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Join Date: Aug 2007
Location: Long Branch NJ
Posts: 706
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I have unitrin direct. I have 8 points, my firebird and 924 insured is only 1800 a year. About 1200 with just one car. I have a 4 payment deal per 6 months and they work out to 150 each. I had to put 300 and change down to get the policy tho
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Formerly known as REED!
JSFBOA
Draino?
Last edited by HeadlessNorseman; 03-12-2009 at 08:30 PM.
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03-12-2009, 11:17 PM
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#18
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NJFBOA Co-Founder
Join Date: Jul 2004
Location: All up in your kool aid!
Posts: 12,235
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I woudl say the best you can do at your age, with your record, is to get a company to write a seasonal policy. Basically the car is insured half the year, most policies I have read about run April through September with a limited use carrier.
For a full coverage policy or a policy that is at least worth more than the paper it is written on, yer pretty much beat.
Save your cash, get a $500 beater to drive every day and maybe you can afford to add the 79 as a pleasure vehicle some time down the road.
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03-12-2009, 11:58 PM
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#19
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Join Date: Jul 2008
Location: pompton lakes
Posts: 134
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i have 2 points, ill look them up, see what happens, idc, ill pay the insane amount of money, the car is gonna be my daily, im hellbent
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haggard 79 t/a
senior year, woo.
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03-13-2009, 12:26 AM
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#20
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Join Date: Mar 2008
Location: Shreveport Louisianna Barksdale AFB
Posts: 1,415
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Unitron just quoted me 120ish bucks less than im paying now.
Before with progressive=279 now with Unitron=155.
Im calling progressive tomorrow to cancel and Unitron to begin with them 
THANKS=isphius
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USAF Jet Propulsion Specialist
 1985 383 Camaro-nothing special I promise 
2000 NBM z28-also nothing special
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03-13-2009, 12:31 AM
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#21
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Join Date: Jan 2008
Location: West Milford/Villanova
Posts: 1,044
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Quote:
Originally Posted by TronsBird
and my record is filthy
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Quote:
Originally Posted by TronsBird
17, gonna be 18,only car, sits in a garage
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Yeah, you are officially ****ed.
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1992 Camaro RS 305 TBI,- Off the road, awaiting rebuild
2004 GMC Sierra- Current Daily Driver.
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03-13-2009, 08:51 AM
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#22
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12 Second Club
Join Date: Oct 2006
Location: Williamstown/Atlantic City, NJ
Posts: 2,261
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I know you said that the car just sits in the garage...do you ever drive it though? If not you should look into covering it for comp only (no liab listed) you would prob need to just show proof that u returned plates to dmv...and may perhaps have to put it in writing that the veh is not being driven and is it kept parked at pol addr. I know its not terrible expensive but it will cover the car for comp (the only thing it would really need if it sits in the garage---theft, fire, vand, flood, etc). Just a suggestion.
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2001 SOM Trans-Am WS6 *12.35 @ 114.55mph*
2011 Honda AKA Tori the Crosstour
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