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08-01-2007, 10:30 AM
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#1
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13 Second Club
Join Date: Jul 2004
Location: Ewing/Galloway, NJ
Posts: 3,904
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I need a new credit card...
My current card isnt doing enough for me, ive had it since i was 16 and realize it sucks, so im shopping around for a new one
At the moment, whats a good card to have? considering the following:
1. i wont ever make a late payment
2. i wont ever not pay it off completely that month
3. i would like a card that gives me something back, but i know nothing about rewards/points etc.
4. no annual fee
so what cards do you guys have and do they meet these stips?
__________________
EB
99 Riviera, Bone stock, 14.34 @ 96 "Walking 5.0's in luxury" RIP
95 Cherokee, Bone stock 16.2 @ 83 "Treeing your 3rd gen and beating it to the line despite trapping less....and looking better"
93 TA, Bone stock, 13.8 @ 100 "Beating ****** drivers in ****** LS1's"
https://www.facebook.com/groups/285090241699967/
R.I.P. Tia 
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08-01-2007, 10:32 AM
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#2
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BadMod
Join Date: Aug 2004
Location: hamilton, nj
Posts: 8,889
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i like my gm mastercard you get points or cash back you can set it up how you want.
__________________
So much stupid, so little time.
Quote:
Originally Posted by 79CamaroDiva
It started before I drove your car. I just have to look at it the wrong way and your car poops parts.
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Mercerville MotorSports, LLC
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08-01-2007, 10:38 AM
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#3
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Admin.
Join Date: Aug 2005
Location: Hamilton, NJ
Posts: 20,165
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Discover offers cash back. AAA Visa (through Bank of America) offers gasoline rebates.
__________________
Vent Windows Forever!
The looser the waistband, the deeper the quicksand. Or so I have read.
Feather-light suspension, Konis just couldn't hold. I'm so glad I took a look inside your showroom doors.
Hey everybody, it's good to have you on the Baba-too-da-ba-too-ba-ba-buh-doo-ga-ga-bop-a-dop
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08-01-2007, 11:58 AM
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#4
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Co-Founder / Site Admin
Join Date: Jul 2004
Location: Ewing, NJ
Posts: 22,476
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I have a Chase Rewards card that offers points towards rewards or cash back, and you can choose which one you want, and switch anytime you want.
The GM card is good if you think that there is a new GM car in your future at some point, as you earn GM points that you can trade for cash off of a new car purchase.
Citi has a Driver's Edge card that will allow you to earn points towards any car purchase, new or used. You just have to give them a copy of a bill of sale, and they will cut you a check for the points that you have earned.
There are tons of options out there......
- Justin
__________________
1999 Camry - Beigemobile DD
2002 Suburban - Wife's DD
2004 Grand Cherokee - Not running / Project / Selling?
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08-01-2007, 04:17 PM
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#5
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Join Date: Feb 2005
Location: Little Egg Harbor NJ
Posts: 1,175
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Anything must be better than my Crapitol One card
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2011 Camaro 1SS Cyber Grey Metallic
2005 Silverado
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08-01-2007, 04:18 PM
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#6
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13 Second Club
Join Date: Jul 2004
Location: Ewing/Galloway, NJ
Posts: 3,904
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how do points and such like that work?...is it like a certain % goes back to you? or am i way off?
__________________
EB
99 Riviera, Bone stock, 14.34 @ 96 "Walking 5.0's in luxury" RIP
95 Cherokee, Bone stock 16.2 @ 83 "Treeing your 3rd gen and beating it to the line despite trapping less....and looking better"
93 TA, Bone stock, 13.8 @ 100 "Beating ****** drivers in ****** LS1's"
https://www.facebook.com/groups/285090241699967/
R.I.P. Tia
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08-01-2007, 04:25 PM
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#7
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Ayatollah of Rock N Rolla / Admin
Join Date: Mar 2006
Location: Parts Unknown
Posts: 12,573
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I love my Amex Blue but it can't be your only card. There are still too many places that don't take Amex.
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08-01-2007, 06:06 PM
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#8
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Keyboard Tough Guy
Join Date: Jul 2004
Location: Trenton, NJ
Posts: 6,341
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my wife's chase card is pretyt good...6.9% fixed, no anal fee & 1% either cash back or towards a gift card.
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08-01-2007, 06:37 PM
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#9
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Banned Camp Director Emeritus
Join Date: Aug 2004
Location: Somerset County
Posts: 8,395
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Quote:
Originally Posted by Squirrel
how do points and such like that work?...is it like a certain % goes back to you? or am i way off?
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I have a GM Mastercard and the way the points work is for every purchase, 3% goes towards a discount on any GM vehicle (new). or you can get 1% back for any new car, regardless of make.
__________________
Quote:
Originally Posted by baddest434
and 1 more smart ass answer by you and i'm going to reach into this monitor and grab you by the throat
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08-01-2007, 08:52 PM
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#10
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MIR
Join Date: Jul 2005
Posts: 9,692
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My rewards card has points on it, it works by a simple principal. You spend one dollar you get one point  And my cash back just gives you 5% or 1% back on purchases depending on where you bought them. It's pretty simple but the rewards are pretty sucky 
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