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			11-12-2007, 01:34 PM
			
			
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			#1
			
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				Join Date: May 2006 
				Location: Midland Park, NJ 
				
				
					Posts: 1,389
				 
				
				
				
				
				    
                                    
                                 
			 
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				For those of you with NJM Auto Insurance
			 
			 
			
		
		
		
		
		
		
		
		
		
		
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			11-12-2007, 01:39 PM
			
			
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			#2
			
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				Join Date: Aug 2004 
				Location: Somerset County 
				
				
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				__________________ 
				1999 Corvette FRC
			 
		
		
		
		
		
			
				  
				
					
						Last edited by j0n; 02-13-2008 at 11:10 PM.
					
					
						Reason: NJFBOGAY refuses to delete my account
					
				
			
		
		
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			11-12-2007, 02:13 PM
			
			
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			#3
			
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			 Admin. 
			
						
			
			
				
			
			
				 
                                        
				Join Date: Aug 2005 
				Location: Hamilton, NJ 
				
				
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			Yeah, I got that notice in the mail. 
 
Edit: or I read it in the paper.
		 
		
		
		
		
		
		
			
				__________________ 
				Vent Windows Forever!  
 
The looser the waistband, the deeper the quicksand. Or so I have read. 
 
Feather-light suspension, Konis just couldn't hold.  I'm so glad I took a look inside your showroom doors. 
 
Hey everybody, it's good to have you on the Baba-too-da-ba-too-ba-ba-buh-doo-ga-ga-bop-a-dop
			 
		
		
		
		
		
			
				  
				
					
						Last edited by BonzoHansen; 11-12-2007 at 02:14 PM.
					
					
				
			
		
		
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			11-12-2007, 04:05 PM
			
			
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			#4
			
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			 Hippy Mod, Bergermeister Meisterberger, Moderator 
			
						
			
			
				
			
			
				 
                                        
				Join Date: Aug 2004 
				Location: Ewing 
				
				
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			That's why you shouldn't be fooled by quotes from other insurance companies.  If you factor in the discounts and then the dividends they pay, NJM is one of the best.  I think the 2000 SS will be a net cost of around $700 for full coverage.
		 
		
		
		
		
		
		
			
				__________________ 
				69 Z28 JL8 4 wheel disc brakes - being restored 
09 Silverado Z71
			 
		
		
		
		
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			11-12-2007, 04:36 PM
			
			
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			#5
			
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			 8 Second Club 
			
						
			
			
				
			
			
				 
                                        
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			i've had NJM for years, by far the best company out there imo. and those $300-$400 checks in november every year is a nice little rebate.  
		 
		
		
		
		
		
		
		
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			11-12-2007, 06:23 PM
			
			
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			#6
			
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			 Keyboard Tough Guy 
			
						
			
			
			
				 
                                        
				Join Date: Jul 2004 
				Location: Trenton, NJ 
				
				
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			Dunno, i switched to allstate recently from njm who saved me about $1000/yr for the same coverage & then some so while that $400 check might be nice I'll take my extra $600 yearly savings over them   
		 
		
		
		
		
		
		
			
		
		
		
		
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			11-12-2007, 08:40 PM
			
			
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			#7
			
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				Join Date: Aug 2004 
				Location: North Jersey 
				
				
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			Sweet deal, can't wait to get that in the mail! We pay less than $2K (before the dividend) on my '01 Cherokee and my wife's '03 Liberty. Both have full coverage, and we live in Bergen County, but we're "old" so that helps.   
Edit: We've had them for years too, and they've been great with claims and such. I had a Sebring 'vert get totalled a few years ago and they paid what the car was worth, no questions asked.
		  
		
		
		
		
		
		
			
				__________________ 
				Seeya, 
Steve R. in North Jersey 
'16 Go-Mango Dodge Charger R/T. It's so good to be back in a V8-powered, RWD car! 
 
Former Toy -  '88 Monte SS - had lots of mods...
			  
		
		
		
		
		
			
				  
				
					
						Last edited by The Fixer; 11-12-2007 at 08:43 PM.
					
					
				
			
		
		
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			11-12-2007, 10:05 PM
			
			
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			#8
			
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				Join Date: May 2006 
				Location: Midland Park, NJ 
				
				
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	Quote: 
	
	
		
			
				
					Originally Posted by  foff667
					 
				 
				Dunno, i switched to allstate recently from njm who saved me about $1000/yr for the same coverage & then some so while that $400 check might be nice I'll take my extra $600 yearly savings over them    
			
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 I think it all depends on what options you pick out when you fill that card out at the beginning of the year, I mean I select $250,000.00 personal injury not the $5,000,000.00 option etc. etc.
		  
		
		
		
		
		
		
		
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			11-13-2007, 08:10 PM
			
			
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			#9
			
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			 Keyboard Tough Guy 
			
						
			
			
			
				 
                                        
				Join Date: Jul 2004 
				Location: Trenton, NJ 
				
				
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			I have VERY high PIP limits now & had the identical limits with NJM, allstate just killed their bottom line though, add in allstate taking $100 off my deductible per year, 5% off of my collision & comprehensive coverage for every 6 months without an accident not to mention if you total your NEW vehicle they give you the funds for a new vehicle rather than the value of your vehicle at the time of the accident giving people more of a reason not to worry so much about buying new. 
 
In the end allstate just worked out better for me, thats not to say NJM isn't a great company or insurance company, just worked out better on the other side of the grass. 
 
-Bill
		 
		
		
		
		
		
		
			
		
		
		
		
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			11-15-2007, 09:55 AM
			
			
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			#10
			
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			 13 Second Club 
			
 
						
			
			
				
			
			
				 
                                        
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				Location: Edison, NJ 
				
				
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			For you military guys I have used USAA insurance and you just cant beat them anywhere. Must have been active duty and be out no later then 2 years to be able to get insured by them.
		 
		
		
		
		
		
		
			
		
		
		
		
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			11-20-2007, 01:31 PM
			
			
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			#11
			
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				Join Date: Dec 2005 
				Location: Boston/North 
				
				
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			all the cars in my driveway are currently insured by NJM but i'm not sure what's happening in the near future..
		 
		
		
		
		
		
		
			
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					Originally Posted by  BonzoHansen
					 
				 
				                           dumbass.          
			
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			11-20-2007, 04:07 PM
			
			
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			#12
			
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			 8 Second Club 
			
						
			
			
				
			
			
				 
                                        
				Join Date: Jun 2006 
				
				
				
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			my 336 dollar check fron NJM came today  
along with my 3,871.00 check from the lottery  
tommorrow i'll probally get 4000.00 worth of bills in the mail  
		 
		
		
		
		
		
		
		
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