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05-13-2006, 11:04 AM
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#1
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Join Date: Nov 2005
Location: Edison
Posts: 7,856
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Insurance(4th gen owners)
Does insurance for trans am's cost more then camaros? Im talking about all v8 models here. Would a formula be cheaper then a trans am? z28 cheaper then ss? lt1 cheaper then a ls1 car? I know it depends on records and ages and stuff, but Im just trying to get an idea here. I was in shock when I heard some one pays 3900 in insurance for their t/a(no names)!!
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1984 Firebird
2000 Z28
2023 Tacoma
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05-13-2006, 11:48 AM
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#2
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MIR
Join Date: Jul 2005
Posts: 9,692
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well LS1 car would most likely will be more expensive because its newer. as far as z28 and TA goes, it should be the same, cuz its the same car. formula is the same too. Another thing if you finance a car you'll be paying way more then i do, i pay 100 bucks a month and that's it, but i only have liability.
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05-13-2006, 11:51 AM
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#3
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Resident Camera Guy
Join Date: Aug 2004
Location: North Jersey
Posts: 10,971
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Well for your age, even if its under your moms name your talking big bucks. When I was 18 and looking into a 99 Z28 I was quoted at $9,000 a year on insurance since the car would have a loan out on it. When I first got my LT1 camaro I was paying 4,000 a year and its been going down ever since. I just switched my Insurance to IFA and now I am paying $900 a year. Im 20 with no accidents or points.
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05-13-2006, 11:58 AM
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#4
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12 Second Club
Join Date: Jun 2005
Location: Burlington County
Posts: 1,850
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i pay $1900 a year for my SS with full coverage.
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James
2008 Chevy Silverado LTZ Vortec Max
Superlift/BMF/Toyo/EFI Live/K&N/Cherry Bomb/Pioneer/Alpine/Bose/and more
2001 Chevy Camaro SS SOM build #487 12.44 @ 107.92 *SOLD*
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05-13-2006, 11:58 AM
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#5
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MIR
Join Date: Jul 2005
Posts: 9,692
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Quote:
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Well for your age, even if its under your moms name your talking big bucks. When I was 18 and looking into a 99 Z28 I was quoted at $9,000 a year on insurance since the car would have a loan out on it. When I first got my LT1 camaro I was paying 4,000 a year and its been going down ever since. I just switched my Insurance to IFA and now I am paying $900 a year. Im 20 with no accidents or points.
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**** you pay less then i do, **** state farm
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05-13-2006, 12:22 PM
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#6
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Join Date: Nov 2005
Location: Edison
Posts: 7,856
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so if u are financing its more? damn better save up!! or at least do a ls1 swap....damn insuurance
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1984 Firebird
2000 Z28
2023 Tacoma
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05-13-2006, 12:24 PM
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#7
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NJFBOA Supporting Sponsor
Join Date: Jan 2006
Posts: 2,372
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im 18 with 2 accidents one was 0% my fault one they considered 10% my fault no tickets im paying 2800 a year under my dads insurance
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www.JerseyDevilDetails.com
2002 Trans am ws6.. black on black bolt ons with a JS built trans, 3200 stall,TTM's w/315's, full umi adj rear suspension, strano springs/sways, and koni 4/4's
2015 Forester XT touring... STI Sway bars
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05-13-2006, 12:32 PM
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#8
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Join Date: Aug 2005
Location: Millville & Little ferry New Jersey
Posts: 454
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$1,875.00 a year full coverage with a $500.00 deductible on my 02 Z through Geico , 2 points on my license
july my car will be paid off finally so it should go down a lot if i drop the full coverage.
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2002 Z/28 = Firemutt Racing 370 w/ Cam, Trick Flow heads, TPIS 90mm Intake & 90mm T.B., Vigilante 3600 t.c., Michael's Transmissions Built 4L60E.
QTP Headers, Mufflex Stainless Y-pipe, Pypes Performance Exhaust, Moser 12-bolt w/ 33 spline axles,Truetrac & 3:73's., Spohn.
Cartek Tuned...
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05-13-2006, 12:33 PM
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#9
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Join Date: Nov 2005
Location: Edison
Posts: 7,856
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whats a deductable?
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1984 Firebird
2000 Z28
2023 Tacoma
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05-13-2006, 12:39 PM
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#10
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Join Date: Aug 2005
Location: Millville & Little ferry New Jersey
Posts: 454
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it means if i got into a accident or wrecked my car i would have to pay for the 1st 500 bucks in damage
for instance i get into a wreck and cause 4,000 in damage to my car i have to pay 500 bucks of it out of my own pocket
thats how all full coverage insurance works you get a deductible 500-2000 or so i have seen some friends with.
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2002 Z/28 = Firemutt Racing 370 w/ Cam, Trick Flow heads, TPIS 90mm Intake & 90mm T.B., Vigilante 3600 t.c., Michael's Transmissions Built 4L60E.
QTP Headers, Mufflex Stainless Y-pipe, Pypes Performance Exhaust, Moser 12-bolt w/ 33 spline axles,Truetrac & 3:73's., Spohn.
Cartek Tuned...
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05-13-2006, 12:40 PM
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#11
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Admin.
Join Date: Aug 2005
Location: Hamilton, NJ
Posts: 20,170
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http://auto.howstuffworks.com/car-insurance3.htm
Call your family insurance broker and ask him/her all these questions. They can look up rates by the vehicle. You won't get the right answers here, unless you find people with each type of car you asked about insured for the same amount by the same company, and they are all the same age & have the same driving record - and maybe credit score too.
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Vent Windows Forever!
The looser the waistband, the deeper the quicksand. Or so I have read.
Feather-light suspension, Konis just couldn't hold. I'm so glad I took a look inside your showroom doors.
Hey everybody, it's good to have you on the Baba-too-da-ba-too-ba-ba-buh-doo-ga-ga-bop-a-dop
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05-13-2006, 12:44 PM
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#12
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Join Date: Nov 2005
Location: Edison
Posts: 7,856
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ight thanks everyone! I was just wondering cause their is no way in hell Im paying 4 grand in insurance a year! Id rather just get a thirdgen maro and swap a ls1 into it!
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1984 Firebird
2000 Z28
2023 Tacoma
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05-13-2006, 12:58 PM
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#13
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Join Date: Dec 2005
Location: Perth Amboy
Posts: 2,307
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Quote:
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Originally Posted by Tsar
**** you pay less then i do, **** state farm
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State Farm = teh Suxor!!!
Geico FTW!!!!!!!
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Billy
Quote:
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Originally Posted by 88ta5spd
BTW - Bottles are for babies, real men get blown. that is all
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- R.I.P. Buddy List 1/21/06 - 5/3/06...we knew you well.
- Pancake Bunny Club Member #1 
- F the Plane! - Member #3
I979CamaroDiva: im in my own little zoon
I979CamaroDiva: zone even
lostsoul1006: lmao
I979CamaroDiva: wtf is a zoon
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05-13-2006, 01:41 PM
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#14
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MIR
Join Date: Jul 2005
Posts: 9,692
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Quote:
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Originally Posted by turbo96z28
State Farm = teh Suxor!!!
Geico FTW!!!!!!!
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im way to lazy to call places and switch, it requires effort that im not willing to put in. 
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05-13-2006, 04:40 PM
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#15
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Join Date: Dec 2005
Location: Perth Amboy
Posts: 2,307
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Quote:
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Originally Posted by Tsar
im way to lazy to call places and switch, it requires effort that im not willing to put in. |
do it online.
just take a break from being here.
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Billy
Quote:
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Originally Posted by 88ta5spd
BTW - Bottles are for babies, real men get blown. that is all
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- R.I.P. Buddy List 1/21/06 - 5/3/06...we knew you well.
- Pancake Bunny Club Member #1
- F the Plane! - Member #3
I979CamaroDiva: im in my own little zoon
I979CamaroDiva: zone even
lostsoul1006: lmao
I979CamaroDiva: wtf is a zoon
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05-13-2006, 04:56 PM
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#16
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MIR
Join Date: Jul 2005
Posts: 9,692
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Quote:
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Originally Posted by turbo96z28
do it online.
just take a break from being here.
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 Devils game is on
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05-13-2006, 06:40 PM
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#17
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Join Date: Dec 2005
Location: Perth Amboy
Posts: 2,307
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Quote:
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Originally Posted by Tsar
Devils game is on |
they're gonna lose anyway.......:finger:
your insurance is more important 
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Billy
Quote:
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Originally Posted by 88ta5spd
BTW - Bottles are for babies, real men get blown. that is all
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- R.I.P. Buddy List 1/21/06 - 5/3/06...we knew you well.
- Pancake Bunny Club Member #1
- F the Plane! - Member #3
I979CamaroDiva: im in my own little zoon
I979CamaroDiva: zone even
lostsoul1006: lmao
I979CamaroDiva: wtf is a zoon
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05-13-2006, 06:46 PM
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#18
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MIR
Join Date: Jul 2005
Posts: 9,692
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Quote:
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Originally Posted by turbo96z28
they're gonna lose anyway.......:finger:
your insurance is more important |
they won 5-1 
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05-14-2006, 12:25 AM
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#19
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BadMod
Join Date: Aug 2004
Location: hamilton, nj
Posts: 8,889
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back on topic......my registration says firebird, so my insurance is the same as if i had a 99 v6 car....
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So much stupid, so little time.
Quote:
Originally Posted by 79CamaroDiva
It started before I drove your car. I just have to look at it the wrong way and your car poops parts.
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Mercerville MotorSports, LLC
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05-14-2006, 12:29 AM
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#20
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Join Date: Nov 2005
Location: Edison
Posts: 7,856
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mike: how does that happen?
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1984 Firebird
2000 Z28
2023 Tacoma
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05-14-2006, 12:31 AM
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#21
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13 Second Club / Moderator
Join Date: Jan 2005
Location: Franklin Lakes, NJ
Posts: 8,695
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Quote:
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Originally Posted by cbrrmike
back on topic......my registration says firebird, so my insurance is the same as if i had a 99 v6 car....
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what insurance do you have? my insurance writes out everything on my car down to the V8 and manual tranny
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Quote:
Originally Posted by LS1ow
Except Jersey mike, great kid, but the way he looks at me makes me feel like im in danger
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05-14-2006, 08:07 PM
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#22
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NJFBOA Co-Founder
Join Date: Jul 2004
Location: All up in your kool aid!
Posts: 12,235
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Quote:
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Originally Posted by turbo96z28
State Farm = teh Suxor!!!
Geico FTW!!!!!!!
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New Jersey Manufactureres > all
my 91 RS i paid just under $1000 a year for full coverage with a $500 deductable when i was 20 and had 2 speeding tickets 
currently i pay just over $700 a year for insurance on both my cars, full coverage on the camaro(agreed value + limited use policy) and liability only on the crown vic.
NJM is also very good about getting things taken care of when you actually need to use the insurance. when i had my accident they took care of all the medical filings, got my rental car set up, got teh car moved from PA to my local body shop, and took care of everything else that came up. the chick handlign everything just called to let me know what was going on and ask how i was doing once a week.
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05-14-2006, 10:12 PM
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#23
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Join Date: Dec 2005
Location: Mays Landing, NJ
Posts: 7,108
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Quote:
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Originally Posted by turbo96z28
State Farm = teh Suxor!!!
Geico FTW!!!!!!!
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Maybe in NJ but everywhere else State Farm is waaaaaaaaaaaay better than Geico.
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2018 Camaro 2SS Redline package, ESC Novi 1500 tuned by EFX, Might Mouse wild catch can, GM STB, smoked ZL1 3rd brake light, Xpel XR Black 35% tint all around, Street Scene front splitter, C7 Carbon ZL1 side skirts, Drake Muscle Car Wickerbill spoiler
2010 Infiniti G37x-Moonlight White w/Graphite interior. Stock...for now. Xpel XR Black tint(hey it's a mod lol)
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05-14-2006, 10:18 PM
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#24
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13 Second Club
Join Date: Oct 2004
Location: Netcong, NJ
Posts: 5,799
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State Farm sucks the hairs off a gorillas back ... they weren't accepting new policies 4 years ago... at first I was with First Trenton ... for full coverage on my 2001 Z28 (when i first got it) they wanted $4800 a year with a CLEAN driving record... I switched to geico and only pay $1200 per 6 months with full coverage and clean record. 
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2019 Toyota Tacoma TRD Pro ... M6, Voodoo Blue Fun Machine
1987 Pontiac Trans Am ... 305 TPI, T5, Project Car
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05-14-2006, 10:38 PM
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#25
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Join Date: Dec 2005
Location: Mays Landing, NJ
Posts: 7,108
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Yeah, they realized the insurance laws in NJ are a complete joke, which they are. The corruption is so bad it's not even funny.
State Farm stopped writing new auto policies. NJ told them after a while that if they don't start writing new policies they had to pull ALL of their other insurance policies(home owners, renters etc). Needless to say they're doing auto policies again lol
I pay $145 month for full coverage on the Z, liabillity on the Corsica and renters insurance. Geico wanted $2500/year just for the Z.
State Farm FTW
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2018 Camaro 2SS Redline package, ESC Novi 1500 tuned by EFX, Might Mouse wild catch can, GM STB, smoked ZL1 3rd brake light, Xpel XR Black 35% tint all around, Street Scene front splitter, C7 Carbon ZL1 side skirts, Drake Muscle Car Wickerbill spoiler
2010 Infiniti G37x-Moonlight White w/Graphite interior. Stock...for now. Xpel XR Black tint(hey it's a mod lol)
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