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09-02-2012, 09:27 AM
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#26
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Ayatollah of Rock N Rolla / Admin
Join Date: Mar 2006
Location: Parts Unknown
Posts: 12,573
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Deleted some posts. Everybody clam up until his insurance company figures stuff out.
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09-02-2012, 09:37 AM
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#27
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Join Date: Oct 2009
Location: West Milford
Posts: 1,026
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^yup....glad your ok.
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09-02-2012, 11:25 AM
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#28
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Admin.
Join Date: Aug 2005
Location: Hamilton, NJ
Posts: 20,149
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A little follow up. Below is a response from a friend of mine who does auto investigations for a living. I don't have as much experience in P&C as I do in other lines of insurance. I didn't remember arson/fraud/vandalism was another avenue. I was thinking collision vs comp and was lumping all comp together (fuel, electrical , etc.) and naturally didn't think arson/fraud as I knew the event was during driving. She agreed you need to review your actual policy language if they try to deny.
Quote:
The part of the insurance that covers fire is comprehensive and to my knowledge, this shouldn't have exclusions unless it's incendiary on the part of the insured or they're complicit within the act.
He needs to ask about the specific exclusions and read his policy as fire is fire (open flame with resulting char, not soot). In my job, I try to ascertain origin and then the cause. Their investigator needs to have a good background in automobiles, not just structures, as investigating a fire for one is quite different than the other.
Was he driving the T/A, just parked it, or had the car been sitting a while before the fire started? If he was driving it, the cause could be fuel, electrical, or mechanical (lubricants, friction from heat, brake fluid, coolant and yes, this can ignite given the right circumstances). If he'd just parked it and a minute later it caught fire, you can rule out fuel but the other two (especially mechanical from oil igniting on the exhaust x-over pipe) are a cause. If the car was sitting and caught fire several hours after being parked, then electrical only. These causes do not include incendiary, i.e. arson.
A collision can also cause fire from any of the above as well.
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__________________
Vent Windows Forever!
The looser the waistband, the deeper the quicksand. Or so I have read.
Feather-light suspension, Konis just couldn't hold. I'm so glad I took a look inside your showroom doors.
Hey everybody, it's good to have you on the Baba-too-da-ba-too-ba-ba-buh-doo-ga-ga-bop-a-dop
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09-03-2012, 10:20 AM
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#29
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Meet Coordinator
Join Date: Jan 2008
Location: brick/pt. pleasant beach
Posts: 19,341
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Quote:
Originally Posted by BonzoHansen
What causes fires that isn't mechanical besides an accident? They told you that? You should probably read your policy asap.
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Electrical I guess?
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09-18-2012, 08:17 AM
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#30
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Stalker
Join Date: Aug 2004
Posts: 12,077
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did you buy it back from the insurance company yet?
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09-18-2012, 08:21 AM
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#31
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Join Date: May 2010
Location: Brick, NJ
Posts: 1,868
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I was wondering too but I was waiting for him to update
__________________
Formerly known as blk95formula
86t/a_ram_air on TGO
2018 Silverado 1500
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09-18-2012, 10:13 PM
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#32
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Join Date: Apr 2012
Location: nutley
Posts: 410
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lucky you got out but hope you can get another one soon
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10-04-2012, 09:52 PM
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#33
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Join Date: Jan 2012
Location: north jersey!
Posts: 87
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heres an update:
i have arranged to purchase it back for $200. they are giving me a nice chunk to make up for my loss, they are screwing me around alot but im doing all i can do to get this over with. partout will be posted up for whatever parts are left when the time comes.
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10-05-2012, 07:42 AM
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#34
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Join Date: May 2010
Location: Brick, NJ
Posts: 1,868
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goos to see you have the insureance crap kinda figured out
__________________
Formerly known as blk95formula
86t/a_ram_air on TGO
2018 Silverado 1500
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10-05-2012, 08:15 AM
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#35
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Admin.
Join Date: Aug 2005
Location: Hamilton, NJ
Posts: 20,149
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Quote:
Originally Posted by Coreylt1
heres an update:
i have arranged to purchase it back for $200. they are giving me a nice chunk to make up for my loss, they are screwing me around alot but im doing all i can do to get this over with. partout will be posted up for whatever parts are left when the time comes.
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are there $200 in undamaged parts on that thing anyone will buy? don't bring it in the garage, your garage will stick of burnt car for years.
__________________
Vent Windows Forever!
The looser the waistband, the deeper the quicksand. Or so I have read.
Feather-light suspension, Konis just couldn't hold. I'm so glad I took a look inside your showroom doors.
Hey everybody, it's good to have you on the Baba-too-da-ba-too-ba-ba-buh-doo-ga-ga-bop-a-dop
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10-05-2012, 09:21 AM
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#36
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Stalker
Join Date: Aug 2004
Posts: 12,077
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to a person that knows parts demands and market values, anything can be worth parting. to the average joe, prob not.
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10-05-2012, 11:28 AM
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#37
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Join Date: Sep 2006
Location: north jersey
Posts: 1,680
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It has way more than 200 to be taken out of it. I've seen it in person
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10-05-2012, 12:16 PM
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#38
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Join Date: Jul 2009
Location: North Jersey
Posts: 464
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^^^^^ i agree, from following the build thread he had going I cant even imagine the price tag from just the machine work from Haledon. Top notch engine build there alone from that shop, Steve does AMAZING work out of there!!!
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10-14-2012, 10:22 PM
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#39
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Join Date: Jan 2012
Location: north jersey!
Posts: 87
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Quote:
Originally Posted by donnj
^^^^^ i agree, from following the build thread he had going I cant even imagine the price tag from just the machine work from Haledon. Top notch engine build there alone from that shop, Steve does AMAZING work out of there!!!
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i work at haledon, and the car deffinately has over 200 in parts. t56 trans, ram power grip clutch(98 miles on it), taill lights, headlights, bumpers, valve covers, heads, hooker long tube headers, sub frame connector
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10-19-2012, 04:48 PM
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#40
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Join Date: Jan 2012
Location: north jersey!
Posts: 87
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finally everything has been settled. the partout begins!!
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10-19-2012, 04:58 PM
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#41
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Join Date: Sep 2004
Location: forked river nj
Posts: 609
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Quote:
Originally Posted by WSex
how much for the sway bar if it fits 4th gen?
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considering the crispy car in question is a 4th gen id sure hope its sway bar would fit a 4th gen 
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10-19-2012, 05:00 PM
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#42
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Join Date: Mar 2012
Location: Harrison NJ
Posts: 880
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Quote:
Originally Posted by wrong generation
considering the crispy car in question is a 4th gen id sure hope its sway bar would fit a 4th gen |
damn fail. think i can play it out by saying it was too burnt to recognize?
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10-19-2012, 05:05 PM
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#43
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Ayatollah of Rock N Rolla / Admin
Join Date: Mar 2006
Location: Parts Unknown
Posts: 12,573
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Quote:
Originally Posted by WSex
damn fail. think i can play it out by saying it was too burnt to recognize?
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Nope, no other type of bar would have been on the car 
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